Bureau County property record for 861 Bernal Ct, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1995 |
| Lot Size | 2.37 acres (103,237 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,765 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-34-352-007 |
| Primary APN | 18-34-352-007 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 103,237 sqft (2.37 acres) |
| Account Number | 1834352007 |
|---|---|
| Street Address | 861 BERNAL CT |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-BERNAL-PIRA ADD. L 10 B 805 P 66 D 94-411 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 34 |
| Legal Subdivision | BERNAL-PIRA ADD |
| Legal Lot Number | 10 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 965200 |
Source: Bureau County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 861 BERNAL CT, SPRING VALLEY, IL 61362-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 861 BERNAL CT, SPRING VALLEY, IL 61362-1600 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018R04595 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 2018R04595 |
| Name | LASALLE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 25, 2028 |
| Rate Type | Fixed Rate |
|---|
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,765.00 (+13.32%) | $116,530 (+15.77%) Land $29,203 Building $87,327 | $349,590 (+15.77%) Land $87,609 Building $261,981 |
| 2023 | $100,657 Land $25,225 Building $75,432 | $301,971 Land $75,675 Building $226,296 | |
| 2022 | $9,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1982–1985) |
| Most Recent Claim | Mar 1985 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY serves 5,582 people · EPA ID IL0111000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Geneseo Communications Services Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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