851 Bernal Ct, Spring Valley, IL 61362 Property Records

Bureau County property record for 851 Bernal Ct, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1998
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,499 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-34-352-013`

Property Details

APN / Parcel Number

Primary APN	`18-34-352-013`
Alternative APN	`456A9`

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	102,366 sqft (2.35 acres)

Location & Zoning

Account Number	1834352013
Street Address	851 BERNAL CT
City	SPRING VALLEY
State	IL
Zip	61362-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-BERNAL-PIRA ADD. L 9 B 875 P 772 D 97-86
Legal Range	11
Legal Township	16
Legal Section	34
Legal Subdivision	BERNAL-PIRA ADD
Legal Lot Number	9
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3002
Census Tract	965200

Owner

Source: Bureau County records · APN 18-34-352-013

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	851 BERNAL CT, SPRING VALLEY, IL 61362-1600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 27, 2026
Transfer Doc	2026R00797
Record Updated	Jun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Mar 09, 2026
Property Address	851 BERNAL CT, SPRING VALLEY, IL 61362-1600
Document Number	2026R00797
Instrument Date	Feb 27, 2026
Instrument	2026R00797
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 BERNAL CT, SPRING VALLEY, IL 61362-1600

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,499.00 (+8.37%) Homeowner's exemption	$123,665 (+8.56%) Land $28,227 Building $95,438	$370,995 (+8.56%) Land $84,681 Building $286,314
2024	$10,611.00 (+4.44%)	$113,914 (+6.64%) Land $26,001 Building $87,913	$341,742 (+6.64%) Land $78,003 Building $263,739
2023		$106,821 Land $24,382 Building $82,439	$320,463 Land $73,146 Building $247,317
2022	$10,160.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bureau County (17011C), updated August 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170119652003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–1985)
Most Recent Claim	Mar 1985 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 43 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
MCC Network Services Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SPRING VALLEY serves 5,582 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.