841 Bernal Ct, Spring Valley, IL 61362 Property Records

Bureau County property record for 841 Bernal Ct, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1997
Lot Size	2.26 acres (98,446 sqft)
Owner	Company Name on Record
Last Sale	$320,500 (Aug 2021)
Tax Bill	$13,130 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-34-352-009`

Property Details

APN / Parcel Number

Primary APN	`18-34-352-009`
Alternative APN	`456A8`

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	98,446 sqft (2.26 acres)

Location & Zoning

Account Number	1834352009
Street Address	841 BERNAL CT
City	SPRING VALLEY
State	IL
Zip	61362-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-BERNAL-PIRA ADD. L 8 D 21-3415
Legal Range	11
Legal Township	16
Legal Section	34
Legal Subdivision	BERNAL-PIRA ADD
Legal Lot Number	8
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3002
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	841 BERNAL CT, SPRING VALLEY, IL 61362-1600
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Sep 12, 2011 · Amount on Record
Deed Document Number	20213415
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BUREAU IL
Recording Date	Aug 2, 2021
Property Address	841 BERNAL CT, SPRING VALLEY, IL 61362-1600
Document Number	2021R03415
Instrument Date	Jul 28, 2021
Instrument	2021R03415
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 BERNAL CT, SPRING VALLEY, IL 61362-1600

Mortgage

Document Number	2021R03416
Date	Aug 2, 2021
Instrument	2021R03416

Lender

Name	BLUELEAF LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	841 BERNAL CT, SPRING VALLEY, IL 61362-1600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R04074
Date	Oct 28, 2019
Instrument	2019R04074

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,130.00 (+12.18%)	$115,882 (+0.06%) Land $26,442 Building $89,440	$347,646 (+0.06%) Land $79,326 Building $268,320
2023		$115,818 Land $22,840 Building $92,978	$347,454 Land $68,520 Building $278,934
2022	$11,704.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–1985)
Most Recent Claim	Mar 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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