Stearns County property record for 8609 White Oak Rd, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,479 sqft · built 1991 |
| Lot Size | 2.4 acres (104,359 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,000 (Oct 1990) |
| Tax Bill | $5,242 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-42144-0010 |
| Primary APN | 76-42144-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,479 sqft Living Area |
| Gross Area | 2,289 sqft |
| 1st Floor Area | 1,036 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 104,359 sqft (2.4 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8609 WHITE OAK RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLK 003 PLEASANT LAKE HIGHLANDS SECTION 02 TOWNSHIP 123 RANGE 029 SECTION 02 TOWNSHIP 123 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 02 |
| Legal Subdivision | PLEASANT LAKE HIGHLANDS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ROCKVILLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11306 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8609 WHITE OAK RD, SAINT CLOUD, MN 56301-9477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 1990 · Amount on File |
| Deed Sale | Oct 29, 1990 · Amount on File |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Rockville City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,242.00 (+8.85%) | $483,400 (+2.09%) Land $79,800 Building $403,600 | $483,400 (+2.09%) Land $79,800 Building $403,600 |
| 2025 | $473,500 (+7.39%) Land $74,500 Building $399,000 | $473,500 (+7.39%) Land $74,500 Building $399,000 | |
| 2023 | $4,816.00 | $440,900 Land $74,500 Building $366,400 | $440,900 Land $74,500 Building $366,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Albany Mutual Telephone Association.
5G (outdoors only) and 4G LTE
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