8603 White Oak Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 8603 White Oak Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,040 sqft · built 1993
Lot Size	2.32 acres (100,915 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Nov 2023)
Tax Bill	$5,600 (2026)
Deeds & Mortgages	Nov 2023 Foreclosure May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`76-42144-0011`

Property Details

APN / Parcel Number

Primary APN	`76-42144-0011`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	1,816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	100,915 sqft (2.32 acres)
Garage Type	Attached
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8603 WHITE OAK RD
City	SAINT CLOUD
State	MN
Zip	56301-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLK 003 PLEASANT LAKE HIGHLANDS SECTION 02 TOWNSHIP 123 RANGE 029 SECTION 02 TOWNSHIP 123 RANGE 029
Legal Range	29W
Legal Township	123
Legal Section	02
Legal Subdivision	PLEASANT LAKE HIGHLANDS
Legal Block	3
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ROCKVILLE
Census Block Group	1
Census Block	1015
Census Tract	11306

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8603 WHITE OAK RD, SAINT CLOUD, MN 56301-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
May 18, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Jun 25, 1993
Deed Document Number	20231599582
Prior Transfer Date	May 8, 2020
Prior Transfer Doc	00A1569137
Record Updated	Jun 8, 2026

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 27, 2023
Property Address	8603 WHITE OAK RD, SAINT CLOUD, MN 56301-9477
Document Number	00A1663923
Instrument Date	Nov 9, 2023
Instrument	A1663923
Transaction Type	Foreclosure
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8603 WHITE OAK RD, SAINT CLOUD, MN 56301-9477

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	May 18, 2020
Property Address	8603 WHITE OAK RD, SAINT CLOUD, MN 56301-9477
Document Number	00A1569137
Instrument Date	May 8, 2020
Instrument	A1569137
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8603 WHITE OAK RD, SAINT CLOUD, MN 56301-9477

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Rockville City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,600.00 (+7.24%)
2025		$502,800 (+5.94%) Land $73,400 Building $429,400	$502,800 (+5.94%) Land $73,400 Building $429,400
2023	$5,222.00	$474,600 Land $73,400 Building $401,200	$474,600 Land $73,400 Building $401,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Albany Mutual Telephone Association.

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