Stearns County property record for 8520 White Oak Rd, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,826 sqft · built 1991 |
| Lot Size | 1.92 acres (83,815 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $316,700 (Sep 2020) |
| Tax Bill | $4,286 (2026) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-42144-0005 |
| Primary APN | 76-42144-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| 1st Floor Area | 1,826 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 83,815 sqft (1.92 acres) |
| Garage Type | Attached |
| Garage Area | 746 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8520 WHITE OAK RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 006 BLK 001 PLEASANT LAKE HIGHLANDS SECTION 02 TOWNSHIP 123 RANGE 029 SECTION 02 TOWNSHIP 123 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 02 |
| Legal Subdivision | PLEASANT LAKE HIGHLANDS |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ROCKVILLE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11306 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8520 WHITE OAK RD, SAINT CLOUD, MN 56301-9477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on Record |
| Deed Sale | Sep 28, 2020 · Amount on Record |
| Prior Sale | Jun 26, 1991 · Amount on Record |
| Deed Document Number | 20201581372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 28, 2020 |
| Property Address | 8520 WHITE OAK RD, SAINT CLOUD, MN 56301-9477 |
| Document Number | 00A1581372 |
| Instrument Date | Aug 7, 2020 |
| Instrument | A1581372 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | WHITE OAK RD, SAINT CLOUD, MN 56301 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Rockville City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,286.00 (+7.26%) | ||
| 2025 | $394,300 (+5.63%) Land $67,600 Building $326,700 | $394,300 (+5.63%) Land $67,600 Building $326,700 | |
| 2023 | $3,996.00 | $373,300 Land $67,500 Building $305,800 | $373,300 Land $67,500 Building $305,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 66% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Albany Mutual Telephone Association.
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