Monroe County property record for 8609 Henke Ct, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,003 sqft · built 2007 |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,036 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-317-021-000 |
| Primary APN | 07-05-317-021-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,003 sqft Building Perimeter |
| 1st Floor Area | 2,026 sqft |
| Basement Area | 3,003 sqft |
| Unfinished Basement | 3,003 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 120,661 sqft (2.77 acres) |
| Garage Type | Mixed |
| Garage Area | 948 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,264 sqft |
| Deck Area | 196 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8609 HENKE CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 21 HANOVER ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | HANOVER ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
8609 Henke Ct is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8609 HENKE CT, WATERLOO, IL 62298-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8609 HENKE CT, WATERLOO, IL 62298-5354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000398922 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 398922 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 8609 Henke Ct was $15,036, up 9.8% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,036.00 (+9.81%) Homeowner's exemption | $256,740 Land $17,460 Building $239,280 | $770,220 Land $52,380 Building $717,840 |
| 2024 | $13,693.00 | ||
| 2022 | Additional exemption filed | $198,220 Land $17,460 Building $180,760 | $594,660 Land $52,380 Building $542,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8609 Henke Ct in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8609 Henke Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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