8608 Henke Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 8608 Henke Ct, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,494 sqft · built 2017
Lot Size	4.34 acres (189,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Mar 2025)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-317-022-000`

Property Details

APN / Parcel Number

Primary APN	`07-05-317-022-000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Stories	1 Story
Building Area	2,494 sqft Living Area
1st Floor Area	2,494 sqft
Basement Area	2,494 sqft
Unfinished Basement	2,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Lot Area	189,050 sqft (4.34 acres)
Garage Area	934 sqft
Porch	Porch
Porch Area	321 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	8608 HENKE CT
City	WATERLOO
State	IL
Zip	62298-5354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	LOT 22 HANOVER ESTATES
Legal Range	10W
Legal Township	02S
Legal Section	05
Legal Subdivision	HANOVER ESTATES
Legal Lot Number	22
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2007
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8608 HENKE CT, WATERLOO, IL 62298-5354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 10, 2022	Intrafamily Transfer, Transfer ATTORNEY
Mar 19, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Deed Document Number	2025436915
Prior Transfer Date	Nov 9, 2022
Prior Transfer Doc	0000426922
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Apr 15, 2026
Property Address	8608 HENKE CT, WATERLOO, IL 62298-5354
Document Number	0000442090
Instrument Date	Apr 9, 2026
Instrument	2026442090
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8608 HENKE CT, WATERLOO, IL 62298-5354

Mortgage

Document Number	0000442090,
Date	Apr 15, 2026
Instrument	2026442090

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Nov 10, 2022
Property Address	8608 HENKE CT, WATERLOO, IL 62298-5354
Document Number	0000426922
Map Reference	DOC 298905
Instrument Date	Nov 9, 2022
Instrument	426922
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8608 HENKE CT, WATERLOO, IL 62298-5354

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8608 HENKE CT, WATERLOO, IL 62298-5354
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415687
Date	Mar 19, 2021
Instrument	415687

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8608 HENKE CT, WATERLOO, IL 62298-5354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000392350
Date	Oct 10, 2017
Instrument	392350

Lender

Name	COLUMBIA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,095.00 (-79.54%) Homeowner's exemption Disabled Person's exemption	$184,600 (-1.6%) Land $22,530 Building $162,070	$553,800 (-1.6%) Land $67,590 Building $486,210
2024	$10,239.00	$187,606 (+10.33%) Land $23,794 Building $163,812	$562,818 (+10.33%) Land $71,382 Building $491,436
2022	Additional exemption filed	$170,040 Land $22,530 Building $147,510	$510,120 Land $67,590 Building $442,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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