Monroe County property record for 8605 Henke Ct, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,207 sqft · built 2015 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,939 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-317-020-000 |
| Primary APN | 07-05-317-020-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,207 sqft Living Area |
| 1st Floor Area | 2,207 sqft |
| Basement Area | 2,207 sqft |
| Unfinished Basement | 2,207 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 111,514 sqft (2.56 acres) |
| Garage Area | 1,672 sqft |
| Porch | Porch |
| Porch Area | 138 sqft |
| Patio Area | 609 sqft |
| Cooling System | Central |
|---|
| Street Address | 8605 HENKE CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 20 HANOVER ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | HANOVER ESTATES |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
8605 Henke Ct is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8605 HENKE CT, WATERLOO, IL 62298-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8605 HENKE CT, WATERLOO, IL 62298-5354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000411662 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 411662 |
| Name | F & B ACQUISTITION GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 8605 Henke Ct was $8,939, up 2.3% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,939.00 (+2.35%) Homeowner's exemption | $154,980 Land $16,780 Building $138,200 | $464,940 Land $50,340 Building $414,600 |
| 2024 | $8,734.00 | ||
| 2022 | Additional exemption filed | $144,350 Land $16,780 Building $127,570 | $433,050 Land $50,340 Building $382,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8605 Henke Ct in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8605 Henke Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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