8607 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 8607 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,875 sqft · built 1998
Lot Size	0.29 acres (12,643 sqft)
Owner	2 Individual Names on File
Last Sale	$173,700 (Jun 1998)
Tax Bill	$6,686 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602193-0-990`

Property Details

APN / Parcel Number

Primary APN	`602193-0-990`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,875 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	1,310 sqft
Upper Floors Area	1,565 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,643 sqft (0.29 acres)
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	835 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8607 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 22 THOMAS SPRINGS ESTATES PH 1: THOMAS SPRINGS ESTATES PH 1 SW OF NW 04-18-04E L 99 TOG/W PRI RD APPROX 12,643 SQ FT EASE OF REC OUT OF 2-038 (2-037) SEG I0463 MD 12/3/96MD
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	THOMAS SPRINGS ESTATES PH 1
Legal Phase	1
Legal Lot Number	99
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3004
Census Tract	73132

Owner

8607 198th St E is owned and occupied by two individuals who bought it in June 1998.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8607 198TH ST E, SPANAWAY, WA 98387-5089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 1998 · Amount on File
Deed Sale	Jun 8, 1998 · Amount on File
Deed Document Number	1998553
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8607 198TH ST E, SPANAWAY, WA 98387-5089
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000614
Date	Feb 11, 2021
Instrument	202102110614

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8607 198TH ST E, SPANAWAY, WA 98387-5089
Document Number	1710020249
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8607 198TH ST E SPANAWAY WA 983875089, SPANAWAY, WA 98387-5089

Mortgage

Document Number	1710020249
Date	Oct 2, 2017
Instrument	201710020249

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 8607 198th St E was $6,686, up 2.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,686.00 (+2.4%)	$599,200 Land $195,400 Building $403,800	$599,200 Land $195,400 Building $403,800
2025	$6,529.00 (+0.11%)
2024	$6,522.00 (-2.61%)	$552,000 (-5.33%) Land $192,700 Building $359,300	$552,000 (-5.33%) Land $192,700 Building $359,300
2023	$6,697.00	$583,100 Land $177,500 Building $405,600	$583,100 Land $177,500 Building $405,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8607 198th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8607 198th St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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