8520 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 8520 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,112 sqft · built 2012
Lot Size	0.173 acres (7,544 sqft)
Owner	Individual Name on Record
Last Sale	$293,469 (Aug 2016)
Tax Bill	$5,633 (2026)
Deeds & Mortgages	May 2022 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602568-0-170`

Property Details

APN / Parcel Number

Primary APN	`602568-0-170`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	2,552 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,544 sqft (0.173 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8520 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 14 PLAT WESTWINDS LOT 17 TOG/W UND INT IN TRS A THRU F EASE OF RECORD OUT OF 401531-898-0 SEG 2008-0360 JU 11/16/07MC
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	WESTWINDS
Legal Tract	A
Legal Lot Number	17
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73133

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8520 198TH ST E, SPANAWAY, WA 98387-5162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage QUALSTAR CU
Dec 28, 2022	Warranty Deed, Transfer · USDA Mortgage USDA
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2016 · Amount on Record
Deed Sale	Aug 31, 2016 · Amount on Record
Prior Sale	May 10, 2016 · Amount on Record
Deed Document Number	2016350
Prior Transfer Date	May 5, 2016
Prior Transfer Doc	0000000190
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8520 198TH ST E, SPANAWAY, WA 98387-5162
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005090692
Date	May 9, 2022
Instrument	202205090692

Lender

Name	QUALSTAR CU
Type	Credit Union
Address	BOTHELL, WA 98041

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 23, 2032

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 28, 2022
Property Address	8520 198TH ST E, SPANAWAY, WA 98387-5162
Document Number	0012280191
Map Reference	DOC 200710255001
Instrument Date	Dec 26, 2022
Instrument	202212280191
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,089.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 198TH ST E, SPANAWAY, WA 98387-5162

Mortgage

Document Number	0012280192
Date	Dec 28, 2022
Instrument	202212280192

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Dec 28, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8520 198TH ST E, SPANAWAY, WA 98387-5162
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009101039
Date	Sep 10, 2020
Instrument	202009101039

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,633.00 (+3.6%)	$502,300 (+8.65%) Land $168,300 Building $334,000	$502,300 (+8.65%) Land $168,300 Building $334,000
2025	$5,437.00 (+0.07%)
2024	$5,433.00 (-2.62%)	$462,300 (-5.13%) Land $166,000 Building $296,300	$462,300 (-5.13%) Land $166,000 Building $296,300
2023	$5,579.00	$487,300 Land $152,900 Building $334,400	$487,300 Land $152,900 Building $334,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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