8717 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 8717 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,541 sqft · built 1999
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,219 (May 2018)
Tax Bill	$6,157 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`602302-1-840`

Property Details

APN / Parcel Number

Primary APN	`602302-1-840`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,541 sqft Living Area
Gross Area	3,249 sqft
1st Floor Area	1,253 sqft
Upper Floors Area	1,289 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8717 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 23 THOMAS SPRINGS ESTATES PH II L 184 TOG/W PRI RD EASE OF REC OUT OF 2-039 SEG L0105 8/6/99M
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	THOMAS SPRINGS ESTATES PH II
Legal Phase	2
Legal Lot Number	184
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3004
Census Tract	73132

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8717 198TH ST E, SPANAWAY, WA 98387-5088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Apr 4, 2022	Deed of Trust, Mortgage NAVY FCU
Jun 25, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HM BK
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage GOLDWATER BK NA
May 16, 2018	Warranty Deed, Transfer · VA Mortgage GOLDWATER BANK NA
May 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	2018496
Prior Transfer Date	Apr 24, 2014
Prior Transfer Doc	0000000542
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jun 12, 2026
Property Address	8717 198TH ST E, SPANAWAY, WA 98387-5088
Document Number	0000000168
Instrument Date	Jun 8, 2026
Instrument	2026168
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8717 198TH ST E, SPANAWAY, WA 98387-5088

Mortgage

Document Number	0000000168,
Date	Jun 12, 2026
Instrument	2026168

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8717 198TH ST E, SPANAWAY, WA 98387-5088
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8717 198TH ST E, SPANAWAY, WA 98387-5088

Mortgage

Document Number	0004040025
Date	Apr 4, 2022
Instrument	202204040025

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2062

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8717 198TH ST E, SPANAWAY, WA 98387-5088
Document Number	2006300288
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8717 198TH ST E SPANAWAY WA 983875088, SPANAWAY, WA 98387-5088

Mortgage

Document Number	2006300288
Date	Jun 30, 2020
Instrument	202006300288

Lender

Name	FIRST HM BK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8717 198TH ST E, SPANAWAY, WA 98387-5088
Document Number	1908300201
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8717 198TH ST E SPANAWAY WA 983875088, SPANAWAY, WA 98387-5088

Mortgage

Document Number	1908300201
Date	Aug 30, 2019
Instrument	201908300201

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 16, 2018
Property Address	8717 198TH ST E, SPANAWAY, WA 98387-5088
Document Number	0005160496
Map Reference	DOC9907265003
Instrument Date	May 7, 2018
Instrument	201805160496
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,022.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8717 198TH ST E, SPANAWAY, WA 98387-5088

Mortgage

Document Number	0005160497
Date	May 16, 2018
Instrument	201805160497

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	May 26, 2017
Property Address	8717 198TH ST E, SPANAWAY, WA 98387-5088
Document Number	1705260942
Instrument Date	May 26, 2017
Instrument	201705260942
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8717 198TH ST E SPANAWAY WA 983875088, SPANAWAY, WA 98387-5088

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,157.00 (+2.79%)	$549,000 (-1.54%) Land $183,200 Building $365,800	$549,000 (-1.54%) Land $183,200 Building $365,800
2025	$5,990.00 (+0.17%)	$557,600 (+10.39%) Land $180,600 Building $377,000	$557,600 (+10.39%) Land $180,600 Building $377,000
2024	$5,980.00 (-2.48%)	$505,100 (-5.2%) Land $180,600 Building $324,500	$505,100 (-5.2%) Land $180,600 Building $324,500
2023	$6,132.00	$532,800 Land $166,400 Building $366,400	$532,800 Land $166,400 Building $366,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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