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8520 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8520 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,598 sqft · built 2011
Lot Size0.242 acres (10,562 sqft)
OwnerIndividual Name on Record
Last Sale$243,000 (Oct 2025)
Tax Bill$2,264 (2026)
Deeds & MortgagesOct 2025 Sale & Second Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.187

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.187
Alternative APNs
  • 0309062303000003187
  • 299528

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,598 sqft Living Area
1st Floor Area1,598 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area10,562 sqft (0.242 acres)
Lot Dimensions139 ft deep x 75.5 ft wide
PorchSlab
Porch Area252 sqft
Utility Building48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number299528
Street Address8520 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description0906233000003187
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 2
Legal BlockC
Legal Lot Number6
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8520 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3855
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Warranty Deed, Transfer · Stand-Alone Second Mortgage
PRIME LENDING INC
Mar 9, 2022Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2025 · Amount on Record
Deed SaleOct 3, 2025 · Amount on Record
Prior SaleJul 31, 2025 · Amount on Record
Deed Document Number20254784032
Deed Book / Page6366 / 337
Prior Transfer DateJul 28, 2025
Prior Transfer Doc0004769988
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateOct 3, 2025
Property Address8520 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3855
Document Number0063660337
Book / Page6366 / 337
Map ReferenceMB 51 PG 168
Instrument DateSep 23, 2025
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyUNKNOWN, MAINSTAY NATIONAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

Transferred To (Grantee/Buyer)

NameVerified Name
Address8520 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3855

Mortgage

Document Number0006366360
DateOct 3, 2025
Instrument6366/360
Lender
NamePRIME LENDING INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2035

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateMar 9, 2022
Property Address8520 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3855
Document Number0057780721
Book / Page5778 / 721
Map ReferenceMB 51 PG 168
Instrument DateFeb 23, 2022
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8520 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3855

Transferred To (Grantee/Buyer)

NameVerified Name
Address997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,264.00 (+0.94%)
2025$2,243.00 (+10.66%)$46,100 (+10.71%) Land $7,600 Building $38,500$230,500 (+10.71%) Land $38,000 Building $192,500
2023$2,027.00$41,640 Land $7,600 Building $34,040$208,200 Land $38,000 Building $170,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: C Spire Wireless.

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