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8603 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 8603 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,200 sqft · built 1966
Lot Size0.425 acres (18,500 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Jun 2024)
Tax Bill$2,415 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN402325246004

Property Details

APN / Parcel Number

Primary APN402325246004
Alternative APNs
  • 00972110000001
  • 10004622728

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area2,070 sqft
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,500 sqft (0.425 acres)
Lot Dimensions185 ft deep x 100 ft wide
Garage TypeCarport
Garage Area380 sqft
CarportCarport
Carport Area380 sqft
DrivewayAsphalt Driveway
Driveway Area1,350 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area490 sqft
Deck Area126 sqft
Patio Area126 sqft
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00972110000001
Street Address8603 RIVERSIDE DR
CityPUNTA GORDA
StateFL
Zip33982-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF5
Legal DescriptionSHELL CK HTS BLK 3 LTS 8 & 9 304/654 PR76-228 849/1237 925/1440 1067/815 DC2003/1406-CM 2948/1289 3063/671 3088/1055 3490/692 3597/340 DC3945/2192-BMM CT4089/687 4154/1168 4275/855 RES4547/1897 3415291
Legal Range23E
Legal Township40S
Legal Section25
Legal SubdivisionSHELL CK HTS
Legal TractSHE
Legal Block3
Legal Lot Number8,9
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2008
Census Tract10200

Owner

8603 Riverside Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Charlotte County records, as of January 9, 2026

Owner of Record2 Individual Names on File
Mailing Address8603 RIVERSIDE DR, PUNTA GORDA, FL 33982-1456
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2024 · Amount on File
Deed SaleJun 10, 2024 · Amount on File
Prior SaleJan 23, 2018 · Amount on File
Deed Document Number20243415291
Prior Transfer DateSep 1, 2011
Prior Transfer Doc0035970340
Record UpdatedJun 8, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 23, 2018
Property Address8603 RIVERSIDE DR, PUNTA GORDA, FL 33982-1456
Document Number0042750855
Book / Page004275 / 000855
Instrument DateJan 16, 2018
Instrument2581495
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9125 SWISS BLVD DR PUNTA GORDA FL 339821456, PUNTA GORDA, FL 33982-1456

Mortgage

Document Number42750856
DateJan 23, 2018
Book Page004275/000856
Instrument2581496
Lender
NameBANK OF OZARK
TypeBank
AddressLITTLE ROCK, AR 72223
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8603 Riverside Dr was $2,415, down 22.3% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,415.00 (-22.27%)$160,147 Land $20,196 Building $139,951$160,147 Land $20,196 Building $139,951
2024$3,107.00 (+9.06%)
2023$2,849.00 (+11.64%)$99,415 (-15.18%)$69,530 (-40.68%) Land $24,840 Building $44,690
2022$2,552.00$117,207 Land $16,524 Building $100,683$117,207 Land $16,524 Building $100,683

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8603 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 16 condo units
Nearby Flood Claims257 (1982–2024)
Claims Outside the SFHA3 of 257
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 81 claims
  • Hurricane Helene, Sep 2024 · 64 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8603 Riverside Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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