8416 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 8416 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1966
Lot Size	0.331 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Apr 2022)
Tax Bill	$4,358 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`402325239001`

Property Details

APN / Parcel Number

Primary APN	`402325239001`
Alternative APNs	`00972060000008` `10004622703`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	3,256 sqft
1st Floor Area	1,530 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,096 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	386 sqft
Deck Area	180 sqft
Patio Area	280 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00972060000008
Street Address	8416 RIVERSIDE DR
City	PUNTA GORDA
State	FL
Zip	33982-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	SHELL CK HTS BLK 1 LT 1 & PART OF LTS 2 & 3 DESC AS BEG AT A POINT ON THE S LN OF LOT 3 15 FT E OF SW COR TH W 180 FT M/L TO HOBSON BRANCH TH MEANDER NE 200 FT M/L TH SE 126 FT TO POB 288/630 549/2112 2357/897 2417/1420 2912/1635 3136/723 3852/1107 3
Legal Range	23E
Legal Township	40S
Legal Section	25
Legal Subdivision	SHELL CK HTS
Legal Tract	SHE
Legal Block	1
Legal Lot Number	1,2,3
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2002
Census Tract	10200

Owner

8416 Riverside Dr is owned and occupied by an individual who bought it in April 2022.

Source: Charlotte County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8416 RIVERSIDE DR, PUNTA GORDA, FL 33982-1467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CHOICE MORTGAGE
Apr 20, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Apr 7, 2014 · Amount on File
Deed Document Number	20223090569
Deed Book / Page	4968 / 827
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 20, 2022
Property Address	8416 RIVERSIDE DR, PUNTA GORDA, FL 33982-1467
Document Number	0049680827
Book / Page	4968 / 827
Map Reference	MB 2 PG 64
Instrument Date	Apr 20, 2022
Instrument	3090569
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8416 RIVERSIDE DR, 8416, PUNTA GORDA, FL 33982-1467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8416 RIVERSIDE DR, PUNTA GORDA, FL 33982-1467

Mortgage

Document Number	0004968829
Date	Apr 20, 2022
Instrument	4968/829

Lender

Name	CHOICE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 20, 2022
Property Address	8416 RIVERSIDE DR, PUNTA GORDA, FL 33982-1467
Document Number	0049680828
Book / Page	4968 / 828
Map Reference	MB 2 PG 64
Instrument Date	Apr 20, 2022
Instrument	3090570
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8416 RIVERSIDE DR, 8416, PUNTA GORDA, FL 33982-1467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8416 RIVERSIDE DR, PUNTA GORDA, FL 33982-1467

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8416 RIVERSIDE DR, PUNTA GORDA, FL 33982-1467
Document Number	0043311038
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8416 RIVERSIDE DR PUNTA GORDA FL 339821467, PUNTA GORDA, FL 33982-1467

Mortgage

Document Number	0043311038
Date	Jun 27, 2018
Book Page	004331/001038
Instrument	2625093

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8416 Riverside Dr was $4,358 with a homeowner's exemption, down 3% from the year before.

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,358.00 (-29.96%) Homeowner's exemption	$288,215 Land $133,294 Building $154,921	$288,215 Land $133,294 Building $154,921
2024	$6,222.00 (+0.06%)
2023	$6,218.00 (+85.72%) Homeowner's exemption	$398,573 (+82.53%)	$344,378 (+11.08%) Land $156,816 Building $187,562
2022	$3,348.00 Homeowner's exemption	$218,362	$310,024 Land $131,274 Building $178,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8416 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 16 condo units
Nearby Flood Claims	257 (1982–2024)
Claims Outside the SFHA	3 of 257
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 81 claims Hurricane Helene, Sep 2024 · 64 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8416 Riverside Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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