8515 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 8515 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1952
Lot Size	0.58 acres (25,300 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Aug 2018)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`40-23-25-246-003`

Property Details

APN / Parcel Number

Primary APN	`40-23-25-246-003`
Alternative APNs	`0097212-000000-0` `10004622727`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	2,156 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	25,300 sqft (0.58 acres)
Lot Dimensions	128 ft deep x 200 ft wide
Garage Area	260 sqft
Driveway	Driveway
Driveway Area	268 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	582 sqft
Shed	1 Shed
Shed Area	440 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004622727
Old Parcel Number	00972120000000
Street Address	8515 RIVERSIDE DR
City	PUNTA GORDA
State	FL
Zip	33982-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	SHE 000 0003 0010 SHELL CK HTS BLK3 LTS 10 11 16 & 17 DC606/1419 2772/1110 4352/783
Legal Range	23E
Legal Township	40S
Legal Section	25
Legal Subdivision	SHELL CREEK HEIGHTS
Legal Block	3
Legal Lot Number	10 11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2008
Census Tract	10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8515 RIVERSIDE DR, PUNTA GORDA, FL 33982-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 22, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Prior Sale	Aug 8, 2005 · Amount on Record
Deed Document Number	2641191
Deed Book / Page	4352 / 0783
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8515 RIVERSIDE DR, PUNTA GORDA, FL 33982-1456
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 RIVERSIDE DR, PUNTA GORDA, FL 33982-1456

Mortgage

Document Number	0049291321
Date	Feb 17, 2022
Book Page	4929/1321
Instrument	3060975

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8515 RIVERSIDE DR, PUNTA GORDA, FL 33982-1456
Document Number	0044591509
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8515 RIVERSIDE DR PUNTA GORDA FL 339821456, PUNTA GORDA, FL 33982-1456

Mortgage

Document Number	0044591509
Date	Jul 12, 2019
Book Page	004459/001509
Instrument	2725739

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 28, 2018
Property Address	8515 RIVERSIDE DR, PUNTA GORDA, FL 33982-1456
Document Number	0043520783
Book / Page	4352 / 0783
Map Reference	MB2 PG64
Instrument Date	Aug 1, 2018
Instrument	2641191
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$994.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 284, FORT OGDEN, FL 34267-0284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 RIVERSIDE DR, PUNTA GORDA, FL 33982-1456

Mortgage

Document Number	0002641192
Date	Aug 28, 2018
Instrument	2641192

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00 (-45.22%) Homeowner's exemption	$173,761 (+37.04%)	$157,129 (+63.89%) Land $44,220 Building $112,909
2023	$3,682.00 (+13.19%)	$126,796 (-12.5%)	$95,876 (-33.84%) Land $46,230 Building $49,646
2022	$3,253.00	$144,908 Land $30,753 Building $114,155	$144,908 Land $30,753 Building $114,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 16 condo units
Nearby Flood Claims	257 (1982–2024)
Claims Outside the SFHA	3 of 257
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 81 claims Hurricane Helene, Sep 2024 · 64 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

8515 Riverside Dr, Punta Gorda, FL 33982 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Riverside Dr

Nearby Streets

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