Santa Rosa County property record for 8601 Laredo St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,595 sqft · built 2003 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (Mar 2019) |
| Tax Bill | $2,046 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2740-00600-0231 |
| Primary APN | 21-2S-26-2740-00600-0231 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 2,257 sqft |
| 1st Floor Area | 1,595 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 386 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8601 LAREDO ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NAVARRE 1ST ADD PORTION OF LOT 23 BLK 6 DES AS: BEG NW CORN OF LOT 23 THN N89*4746E ALNG LAREDO ST 100 FT THN S0*2629 E 135.43 FT THN S89*3331W 100 FT TO E R/W GRANADA ST THN N0*2629W ALNG R/W 135.84 FT TO POB AS DES IN OR 3808 PG 24 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE 1ST ADD |
| Legal Block | 6 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10827 |
8601 Laredo St is owned and occupied by an individual who bought it in March 2019.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8601 LAREDO ST, NAVARRE, FL 32566-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LNDG |
| Mar 4, 2019 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on File |
| Deed Sale | Mar 4, 2019 · Amount on File |
| Prior Sale | Sep 11, 2012 · Amount on File |
| Deed Document Number | 20198061 |
| Deed Book / Page | 3808 / 24 |
| Prior Transfer Date | Aug 27, 2012 |
| Prior Transfer Doc | 0031681939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8601 LAREDO ST, NAVARRE, FL 32566-2129 |
| Document Number | 0039751749 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8601 LAREDO ST NAVARRE FL 325662129, NAVARRE, FL 32566-2129 |
| Document Number | 0039751749 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 003975/001749 |
| Instrument | 34560 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 4, 2019 |
| Property Address | 8601 LAREDO ST, NAVARRE, FL 32566-2129 |
| Document Number | 0038080024 |
| Book / Page | 003808 / 000024 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 8061 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | GULF COAST TITLE AGENCY LLC, GULF COAST TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,568.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8601 LAREDO ST NAVARRE FL 325662129, NAVARRE, FL 32566-2129 |
| Document Number | 38080027 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 003808/000027 |
| Instrument | 8062 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210,754 (+2.9%) | $293,684 (+7.24%) Land $80,000 Building $213,684 | |
| 2024 | $2,046.00 (+2.45%) Homeowner's exemption | $204,814 (+3%) | $273,859 (+2.27%) Land $75,000 Building $198,859 |
| 2023 | $1,997.00 (+2.89%) Homeowner's exemption | $198,849 (+3%) | $267,775 (+17.75%) Land $75,000 Building $192,775 |
| 2022 | $1,941.00 Homeowner's exemption | $193,057 | $227,414 Land $45,000 Building $182,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8601 Laredo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8601 Laredo St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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