8608 Laredo St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8608 Laredo St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,724 sqft · built 1990
Lot Size	0.458 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 2018)
Tax Bill	$2,658 (2024)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2740-00800-0220`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2740-00800-0220`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,724 sqft Heated Area
Gross Area	2,476 sqft
1st Floor Area	1,724 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262740008000220
Street Address	8608 LAREDO ST
City	NAVARRE
State	FL
Zip	32566-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NAVARRE 1ST ADD LOT 22 BLK 8 AS DES IN OR 3732 PG 445
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	NAVARRE 1ST ADD
Legal Block	8
Legal Lot Number	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3005
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8608 LAREDO ST, NAVARRE, FL 32566-2165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Dec 4, 2009 · Amount on Record
Deed Document Number	201821893
Deed Book / Page	3732 / 0445
Last Transfer Date	May 30, 2018
Transfer Doc	0037320445
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 30, 2018
Property Address	8608 LAREDO ST, NAVARRE, FL 32566-2165
Document Number	0037320445
Book / Page	003732 / 000445
Instrument Date	May 25, 2018
Instrument	21893
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	RELIABLE LAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1778 E CREE LN MOUNT PROSPECT IL 600561554, MOUNT PROSPECT, IL 60056-1554

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,658.00 (+33.97%) Homeowner's exemption Senior Citizen's exemption	$283,741 (+26.66%)	$312,644 (+19.82%) Land $75,000 Building $237,644
2023	$1,984.00 (+4.04%) Homeowner's exemption	$224,013 (+17.82%)	$260,933 (+37.23%) Land $75,000 Building $185,933
2022	$1,907.00 Homeowner's exemption	$190,139	$190,139 Land $45,000 Building $145,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20