8560 Laredo St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8560 Laredo St, Navarre, FL 32566

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,740 sqft · built 2007
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on Record
Last Sale	$214,900 (Mar 2020)
Tax Bill	$1,807 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2740-00800-0272`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2740-00800-0272`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,740 sqft Heated Area
Gross Area	2,348 sqft
1st Floor Area	2,000 sqft
Upper Floors Area	1,000 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	2,000 ft deep x 200 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262740008000272
Street Address	8560 LAREDO ST
City	NAVARRE
State	FL
Zip	32566-1022
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2M
Legal Description	NAVARRE 1ST ADD W 20 FT OF E 50 FT LOT 27 BLK 8 AS DES IN OR 3927 PG 1355 (OUT OF LOT 27 FOR 2013)
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	NAVARRE 1ST ADD
Legal Block	8
Legal Lot Number	27
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3005
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8560 LAREDO ST, NAVARRE, FL 32566-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Mar 28, 2013 · Amount on Record
Deed Document Number	202011904
Deed Book / Page	3927 / 1355
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 11, 2020
Property Address	8560 LAREDO ST, NAVARRE, FL 32566-1022
Document Number	0039271355
Book / Page	003927 / 001355
Instrument Date	Mar 9, 2020
Instrument	11904
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8560 LAREDO ST NAVARRE FL 325661022, NAVARRE, FL 32566-1022

Mortgage

Document Number	39271357
Date	Mar 11, 2020
Book Page	003927/001357
Instrument	11905

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,807.00 (+2.61%) Homeowner's exemption	$183,539 (+3%)	$260,653 (-0.85%) Land $67,500 Building $193,153
2023	$1,761.00 (+2.98%) Homeowner's exemption	$178,193 (+3%)	$262,875 (+23.18%) Land $67,500 Building $195,375
2022	$1,710.00 Homeowner's exemption	$173,003	$213,410 Land $40,500 Building $172,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20