San Joaquin County property record for 860 Independence Dr, Tracy, CA 95376 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,078 sqft · built 1984 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Owner Name on File |
| Last Sale | $275,000 (Apr 1992) |
| Tax Bill | $5,686 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-020-370-000 |
| Primary APN | 246-020-370-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,078 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Mixed |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 860 INDEPENDENCE DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-4733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 881101 FR ORIG APN 237590377 |
| Legal Subdivision | CENTENNIAL UNIT #2 |
| Legal Tract | 1614 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 5208 |
Source: San Joaquin County records · APN 246-020-370-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 860 INDEPENDENCE DR, TRACY, CA 95376-4733 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG |
| Jan 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG |
| Last Sale | Apr 30, 1992 · Amount on Record |
|---|---|
| Deed Sale | Apr 30, 1992 · Amount on Record |
| Prior Sale | Aug 31, 2011 |
| Deed Document Number | 0000049929 |
| Deed Book / Page | 246 |
| Last Transfer Date | Aug 19, 2014 |
| Transfer Doc | 0000081918 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 860 INDEPENDENCE DR, TRACY, CA 95376-4733 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 860 INDEPENDENCE DR, TRACY, CA 95376-4733 |
| Document Number | 0000059962 |
|---|---|
| Date | May 09, 2022 |
| Instrument | 2022-059962 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 860 INDEPENDENCE DR, TRACY, CA 95376-4733 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 860 INDEPENDENCE DR, TRACY, CA 95376-4733 |
| Document Number | 0000154569 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021-154569 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 860 INDEPENDENCE DR, TRACY, CA 95376-4733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 860 INDEPENDENCE DR, TRACY, CA 95376-4733 |
| Document Number | 0000154679 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-154679 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 860 INDEPENDENCE DR, TRACY, CA 95376-4733 |
| Document Number | 0000014039 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 860 INDEPENDENCE DR TRACY CA 953764733, TRACY, CA 95376-4733 |
| Document Number | 0000014039 |
|---|---|
| Date | Feb 03, 2020 |
| Instrument | 14039 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 860 INDEPENDENCE DR, TRACY, CA 95376-4733 |
| Document Number | 0000010125 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2019 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Address | 860 INDEPENDENCE DR TRACY CA 953764733, TRACY, CA 95376-4733 |
| Document Number | 0000010125 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 10125 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,686.00 (+10.32%) Homeowner's exemption | $500,068 (+4.04%) Land $212,132 Building $287,936 |
| 2023 | $5,154.00 (+2.1%) Homeowner's exemption | $480,652 Land $203,896 Building $276,756 |
| 2022 | $5,048.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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