San Joaquin County property record for 915 Independence Dr, Tracy, CA 95376 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,953 sqft · built 1985 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Mar 2017) |
| Tax Bill | $7,006 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-020-050-000 |
| Primary APN | 246-020-050-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,953 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 915 INDEPENDENCE DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-4737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 881101 FR ORIG APN 237590054 |
| Legal Subdivision | CENTENNIAL |
| Legal Tract | 1614 |
| Legal Lot Number | 29 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 5208 |
Source: San Joaquin County records · APN 246-020-050-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 500 W SCHULTE RD, TRACY, CA 95376-9178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 24, 2020 | Quit Claim Deed, Transfer GOLDEN BAY MTG GROUP |
| Apr 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN BAY MTG GROUP |
| Mar 10, 2017 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Prior Sale | Mar 10, 2017 · Amount on Record |
| Deed Document Number | 0000028377 |
| Last Transfer Date | Dec 24, 2020 |
| Transfer Doc | 0000182822 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 24, 2020 |
| Property Address | 915 INDEPENDENCE DR, TRACY, CA 95376-4737 |
| Document Number | 0000182822 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 182822 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 INDEPENDENCE DR TRACY CA 953764737, TRACY, CA 95376-4737 |
| Document Number | 182823 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 182823 |
| Name | GOLDEN BAY MTG GROUP |
|---|---|
| Address | SACRAMENTO, CA 95834 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 915 INDEPENDENCE DR, TRACY, CA 95376-4737 |
| Document Number | 0000045304 |
| Instrument Date | Apr 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 INDEPENDENCE DR TRACY CA 953764737, TRACY, CA 95376-4737 |
| Document Number | 0000045304 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 45304 |
| Name | GOLDEN BAY MTG GROUP |
|---|---|
| Address | SACRAMENTO, CA 95834 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 10, 2017 |
| Property Address | 915 INDEPENDENCE DR, TRACY, CA 95376-4737 |
| Document Number | 0000028377 |
| Map Reference | MAP25 PG60 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 2017-028377 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 915 INDEPENDENCE DR, TRACY, CA 95376-4737 |
| Document Number | 0000028378 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 2017-028378 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,006.00 (+10.3%) Homeowner's exemption | $615,103 (+4.04%) Land $215,285 Building $399,818 |
| 2023 | $6,352.00 (+2.09%) Homeowner's exemption | $591,220 Land $206,926 Building $384,294 |
| 2022 | $6,222.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 600 / 120 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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