San Joaquin County property record for 785 Independence Dr, Tracy, CA 95376 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,297 sqft · built 1981 |
| Lot Size | 0.508 acres (22,147 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,698 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-030-220-000 |
| Primary APN | 246-030-220-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,297 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 22,147 sqft (0.508 acres) |
| Garage Type | Mixed |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 785 INDEPENDENCE DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-4731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 881027 FR ORIG APN 237470224 |
| Legal Subdivision | CENTENNIAL UNIT #1 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 5208 |
Source: San Joaquin County records · APN 246-030-220-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 785 INDEPENDENCE DR, TRACY, CA 95376-4731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2004 |
| Deed Sale | Apr 16, 2004 |
| Prior Sale | Feb 23, 1999 |
| Deed Document Number | 2004-079980 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 785 INDEPENDENCE DR, TRACY, CA 95376-4731 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 785 INDEPENDENCE DR, TRACY, CA 95376-4731 |
| Document Number | 0000195019 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-195019 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 785 INDEPENDENCE DR, TRACY, CA 95376-4731 |
| Document Number | 0000028077 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 785 INDEPENDENCE DR TRACY CA 953764731, TRACY, CA 95376-4731 |
| Document Number | 0000028077 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 28077 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2048 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,698.00 (+10.32%) Homeowner's exemption | $326,549 (+4.04%) Land $84,676 Building $241,873 |
| 2023 | $3,352.00 (+2.1%) Homeowner's exemption | $313,871 Land $81,389 Building $232,482 |
| 2022 | $3,283.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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