860 Howell Dr, Geneva, IL 60134 Property Records

Kane County property record for 860 Howell Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,304 sqft · built 1989
Lot Size	0.231 acres (10,074 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2022)
Tax Bill	$7,760 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-202-035`

Property Details

APN / Parcel Number

Primary APN	`12-02-202-035`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,304 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Lot Area	10,074 sqft (0.231 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	860 HOWELL DR
City	GENEVA
State	IL
Zip	60134-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENEVA KNOLLS SUB UNIT 2 LOT 37
Legal Subdivision	GENEVA KNOLLS
Legal Block	4
Legal Lot Number	37
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4002
Census Tract	852500

Owner

860 Howell Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	860 HOWELL DR, GENEVA, IL 60134-3437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Oct 16, 2015 · Amount on File
Deed Document Number	202246325
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 16, 2022
Property Address	860 HOWELL DR, GENEVA, IL 60134-3437
Document Number	0000046325
Instrument Date	Sep 14, 2022
Instrument	2022K046325
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	860 HOWELL DR, GENEVA, IL 60134-3437

Mortgage

Document Number	0000046326
Date	Sep 16, 2022
Instrument	2022K046326

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

The 2025 property tax bill for 860 Howell Dr was $7,760 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,760.00 Homeowner's exemption	$113,981 (+8.5%) Land $32,107 Building $81,874	$342,080 (+8.5%) Land $96,360 Building $245,720
2024		$105,052 Land $29,592 Building $75,460	$315,282 Land $88,812 Building $226,471
2022	$7,457.00 (+2.83%)	$88,740 (+3.86%) Land $24,997 Building $63,743	$266,220 (+3.86%) Land $74,991 Building $191,229
2021	$7,252.00	$85,442 Land $24,068 Building $61,374	$256,326 Land $72,204 Building $184,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 860 Howell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 860 Howell Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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