852 Howell Dr, Geneva, IL 60134 Property Records

Kane County property record for 852 Howell Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,646 sqft · built 1989
Lot Size	0.172 acres (7,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Oct 2020)
Tax Bill	$7,153 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-201-022`

Property Details

APN / Parcel Number

Primary APN	`12-02-201-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Lot Area	7,480 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	852 HOWELL DR
City	GENEVA
State	IL
Zip	60134-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 IN GENEVA KNOLLS SUB UNIT NO 2
Legal Subdivision	GENEVA KNOLLS SUB
Legal Block	4
Legal Lot Number	33
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4002
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	852 HOWELL DR, GENEVA, IL 60134-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Nov 9, 2004 · Amount on Record
Deed Document Number	202063344
Prior Transfer Date	Nov 22, 1999
Prior Transfer Doc	0000115150
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	852 HOWELL DR, GENEVA, IL 60134-3437
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008887
Date	Mar 19, 2024
Instrument	2024K008887

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 22, 2020
Property Address	852 HOWELL DR, GENEVA, IL 60134-3437
Document Number	0000063344
Instrument Date	Oct 5, 2020
Instrument	2020K063344
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FOX TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	852 HOWELL DR, 852, GENEVA, IL 60134-3437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 HOWELL DR, GENEVA, IL 60134-3437

Mortgage

Document Number	0000063345
Date	Oct 22, 2020
Instrument	2020K063345

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,153.00 (+11.59%) Homeowner's exemption	$111,989 (+14.96%) Land $28,094 Building $83,895	$336,101 (+14.96%) Land $84,316 Building $251,786
2024		$97,416 (+18.38%) Land $25,893 Building $71,523	$292,365 (+18.43%) Land $77,710 Building $214,655
2022	$6,410.00 (+3.14%) Homeowner's exemption	$82,289 (+3.86%) Land $21,872 Building $60,417	$246,867 (+3.86%) Land $65,616 Building $181,251
2021	$6,215.00 Homeowner's exemption	$79,231 Land $21,059 Building $58,172	$237,693 Land $63,177 Building $174,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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