850 Howell Dr, Geneva, IL 60134 Property Records

Kane County property record for 850 Howell Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,590 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2003)
Tax Bill	$7,010 (2025)
Deeds & Mortgages	Mar 2018 Mortgage May 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-201-021`

Property Details

APN / Parcel Number

Primary APN	`12-02-201-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,590 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	850 HOWELL DR
City	GENEVA
State	IL
Zip	60134-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 IN GENEVA KNOLLS SUB UNIT NO 2
Legal Subdivision	GENEVA KNOLLS SUB
Legal Block	4
Legal Lot Number	32
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4002
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	850 HOWELL DR, GENEVA, IL 60134-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 15, 2020	Deed of Trust, Mortgage · Reverse Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2003 · Amount on File
Deed Sale	Jun 6, 2003 · Amount on File
Prior Sale	Dec 16, 2002 · Amount on File
Deed Document Number	200394267
Last Transfer Date	Jul 25, 2025
Transfer Doc	0000027853
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	850 HOWELL DR, GENEVA, IL 60134-3437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010893
Date	Mar 9, 2018
Instrument	2018K010893

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Interest

Rate	3.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	850 HOWELL DR, GENEVA, IL 60134-3437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025086
Date	May 15, 2020
Instrument	2020K025086

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,010.00 (+3.01%)	$111,734 (+8.5%) Land $28,094 Building $83,640	$335,336 (+8.5%) Land $84,316 Building $251,020
2024		$102,981 (+18.38%) Land $25,893 Building $77,088	$309,067 (+18.43%) Land $77,710 Building $231,357
2022	$6,805.00 (+3.12%) Homeowner's exemption	$86,990 (+3.86%) Land $21,872 Building $65,118	$260,970 (+3.86%) Land $65,616 Building $195,354
2021	$6,599.00 Homeowner's exemption	$83,757 Land $21,059 Building $62,698	$251,271 Land $63,177 Building $188,094

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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