Ravalli County property record for 860 Bear Creek Trl, Victor, MT 59875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1971 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $242 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1342368 |
| Primary APN | R1342368 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,579 sqft (1.23 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 0000958800 |
|---|---|
| Street Address | 860 BEAR CREEK TRL |
| City | VICTOR |
| State | MT |
| Zip | 59875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S10, T07 N, R21 W, ACRES 1.23, IN NENW INDEX 34 CS #2930 TRACT A-1 |
| Legal Range | 21W |
| Legal Township | 07N |
| Legal Section | 10 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | VICTOR |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 300 |
860 Bear Creek Trl is owned and occupied by an individual who acquired it in August 2004.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 201, VICTOR, MT 59875-0201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2004 |
| Deed Sale | Aug 19, 2004 |
| Deed Book / Page | 541 / 308 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 860 Bear Creek Trl was $242 with a homeowner's exemption.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Victor K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242.00 Homeowner's exemption | $392,100 | |
| 2025 | $392,100 Land $268,420 Building $123,680 | ||
| 2023 | $676.00 | $282,300 | $282,300 Land $135,447 Building $146,853 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 860 Bear Creek Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 860 Bear Creek Trl is high, ranking above 88% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 85% of Montana |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| CenturyLink DSL | 80 / 10 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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