Ravalli County property record for 840 Bear Creek Trl, Victor, MT 59875
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,993 sqft · built 1976 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,460 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1340405 |
| Primary APN | R1340405 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,993 sqft Living Area |
| 1st Floor Area | 1,365 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 63 sqft |
| Deck Area | 180 sqft |
| Pole Barn | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000873900 |
|---|---|
| Street Address | 840 BEAR CREEK TRL |
| City | VICTOR |
| State | MT |
| Zip | 59875-9638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S10, T07 N, R21 W, ACRES 5.05, E2SWNWSE INDEX 31 CS #2704 PARCEL A-2 |
| Legal Range | 21W |
| Legal Township | 07N |
| Legal Section | 10 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 2704 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | VICTOR |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 300 |
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 799 BEAR CREEK TRL, VICTOR, MT 59875-9637 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 17, 2023 | Deed of Trust, Mortgage RAVALLI COUNTY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2025 |
| Deed Sale | Aug 1, 2025 |
| Prior Sale | Jan 4, 2013 · Amount on Record |
| Deed Document Number | 2025807308 |
| Last Transfer Date | Apr 8, 2026 |
| Transfer Doc | 0000814626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Apr 22, 2026 |
| Property Address | 840 BEAR CREEK TRL, VICTOR, MT 59875-9638 |
| Document Number | 0000814626 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026814626 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 799 BEAR CREEK TRL, VICTOR, MT 59875-9637 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 840 BEAR CREEK TRL, VICTOR, MT 59875-9638 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000785685 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 785685 |
| Name | RAVALLI COUNTY FEDERAL CREDIT UNION |
|---|---|
| Type | Government Agency |
| Address | HAMILTON, MT 59840 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | May 1, 2038 |
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Victor K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,460.00 (+206.73%) | $719,660 (+26.5%) | |
| 2025 | $802.00 (-52.49%) Homeowner's exemption | $568,900 (+22.32%) | $719,660 (+54.73%) Land $321,900 Building $397,760 |
| 2023 | $1,688.00 | $465,100 | $465,100 Land $169,445 Building $295,655 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| CenturyLink DSL | 80 / 10 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures