86 Windsor Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 86 Windsor Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,445 sqft · built 1915
Lot Size	0.065 acres (2,849 sqft)
Owner	Individual Name on File
Tax Bill	$6,328 (2026)
Deeds & Mortgages	Dec 2023 Refinance May 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0009 B:0358 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0009 B:0358 L:0`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,445 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,849 sqft (0.065 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	86 WINDSOR AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Block	358
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1006
Census Tract	202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	86 WINDSOR AVE, SWAMPSCOTT, MA 01907-1078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
May 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU
Nov 21, 2024	Quit Claim Deed, Transfer · FHA Mortgage CTRL MTG FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2024
Deed Sale	Nov 21, 2024
Prior Sale	Sep 6, 2012 · Amount on File
Deed Book / Page	42444 / 585
Prior Transfer Date	Oct 21, 2024
Prior Transfer Doc	4244000585
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	86 WINDSOR AVE, SWAMPSCOTT, MA 01907-1078
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041902-448
Date	Dec 12, 2023
Book Page	41902/448
Instrument	20231212000480

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	86 WINDSOR AVE, SWAMPSCOTT, MA 01907-1078
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042127-228
Date	May 21, 2024
Book Page	42127/228
Instrument	20240521002060

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	86 WINDSOR AVE, SWAMPSCOTT, MA 01907-1078
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	043217-381
Date	Feb 9, 2026
Book Page	43217/381
Instrument	20260209002220

Lender

Name	FOURLEAF FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Nov 21, 2024
Property Address	86 WINDSOR AVE, SWAMPSCOTT, MA 01907-1078
Document Number	042444-585
Book / Page	42444 / 585
Instrument Date	Oct 21, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WINDSOR AVE, SWAMPSCOTT, MA 01907-1078
Investor	Possibly a Property Investor

Mortgage

Document Number	0042445590
Date	Nov 21, 2024
Instrument	42445/590

Lender

Name	CTRL MTG FUNDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,328.00 (+22.19%)	$527,300 (+16.79%) Land $191,300 Building $336,000	$596,178 (-13.77%)
2025	$5,179.00 (+26.91%)	$451,500 (+29.89%) Land $191,300 Building $260,200	$691,410
2023	$4,081.00	$347,600 Land $182,200 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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