99 Windsor Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 99 Windsor Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,836 sqft · built 1895
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Sep 2024)
Tax Bill	$7,064 (2026)
Deeds & Mortgages	Nov 2024 Refinance Sep 2024 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0009 B:0359 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0009 B:0359 L:0`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	3,292 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	99 WINDSOR AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Subdivision	HOUSELOTS FENCROFT PARK SWAMPS
Legal Block	359
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1010
Census Tract	202103

Owner

99 Windsor Ave is owned and occupied by an individual who bought it in September 2024.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	99 WINDSOR AVE, SWAMPSCOTT, MA 01907-1047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 9, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance TIMOTHY POPE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	May 13, 2016
Deed Book / Page	42316 / 339
Prior Transfer Date	Sep 6, 2024
Prior Transfer Doc	042316-339
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	99 WINDSOR AVE, SWAMPSCOTT, MA 01907-1047
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042428-235
Date	Nov 13, 2024
Book Page	42428/235
Instrument	20241113001570

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Sep 9, 2024
Property Address	99 WINDSOR AVE, SWAMPSCOTT, MA 01907-1047
Document Number	042316-339
Book / Page	42316 / 339
Instrument Date	Sep 6, 2024
Instrument	20240909003120
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	99 WINDSOR AVE, SWAMPSCOTT, MA 01907-1047

Mortgage

Document Number	20240930002870
Date	Sep 9, 2024
Instrument	20240930002870

Lender

Name	TIMOTHY POPE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 99 Windsor Ave was $7,064, up 12.3% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,064.00 (+12.27%)	$588,700 (+7.31%) Land $231,600 Building $357,100	$675,534 (+17.59%)
2025	$6,292.00	$548,600 Land $243,800 Building $304,800	$574,465
2023	$5,937.00	$505,700 Land $232,200 Building $273,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Windsor Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Windsor Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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