61 Windsor Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 61 Windsor Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,630 sqft · built 1960
Lot Size	0.196 acres (8,533 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,656 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0010 B:0037 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0010 B:0037 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,630 sqft Living Area
Gross Area	6,033 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,533 sqft (0.196 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	61 WINDSOR AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Block	37
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1008
Census Tract	202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 WINDSOR AVE, SWAMPSCOTT, MA 01907-1045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance REPUBLIC STATE MORTGAGE CO
Jun 30, 2017	Deed of Trust, Mortgage REPUBLIC STATE MTG CO
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2013
Deed Sale	Jul 10, 2013
Prior Sale	Oct 31, 2008 · Amount on Record
Deed Book / Page	32640 / 25
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	61 WINDSOR AVE, SWAMPSCOTT, MA 01907-1045
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041824-195
Date	Oct 25, 2023
Book Page	41824/195
Instrument	20231025000040

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	61 WINDSOR AVE, SWAMPSCOTT, MA 01907-1045
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39554-24
Date	Feb 22, 2021
Book Page	39554/24
Instrument	20210222002120

Lender

Name	REPUBLIC STATE MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	61 WINDSOR AVE, SWAMPSCOTT, MA 01907-1045
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35985-76
Date	Jun 30, 2017
Book Page	35985/76
Instrument	43

Lender

Name	REPUBLIC STATE MTG CO

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	61 WINDSOR AVE, SWAMPSCOTT, MA 01907-1045
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37850-588
Date	Sep 18, 2019
Book Page	37850/588
Instrument	20190918000250

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,656.00 (+8.36%)	$971,300 (+3.57%) Land $268,900 Building $702,400	$937,219 (-9.54%)
2025	$10,757.00 (+34.04%)	$937,800 (+37.19%) Land $268,900 Building $668,900	$1,036,070
2023	$8,025.00	$683,600 Land $256,100 Building $427,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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