86 State St, Bristol, RI 02809 Property Records

Bristol Town property record for 86 State St, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,160 sqft · built 1807
Lot Size0.192 acres (8,342 sqft)
Owner2 Individual Names on Record
Tax Bill$9,383 (2026)
Deeds & MortgagesAug 2026 Line of Credit
May 2023 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-2355-90

Property Details

APN / Parcel Number

Primary APN16-2355-90
Alternative APNs
  • BRIS M:14 L:17
  • 815

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,160 sqft Living Area
Gross Area4,320 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1807
Effective Year BuiltEffective 1807
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,342 sqft (0.192 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number16-2355-90
Street Address86 STATE ST
CityBRISTOL
StateRI
Zip02809-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal Lot Number17
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group4
Census Block4015
Census Tract30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bristol Waterfront Historic District
listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address86 STATE ST, BRISTOL, RI 02809-2216
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
May 9, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Mar 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK
Jan 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
PAWTUCKET CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Recording DateAug 11, 2026
Property Address86 STATE ST, BRISTOL, RI 02809-2216
Document Number0000002046
Book / Page2333 / 101
Instrument DateJul 24, 2026
Instrument20262046
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 STATE ST, BRISTOL, RI 02809-2216

Mortgage

Document Number0000002046,
DateAug 11, 2026
Book Page2333/101
Instrument20262046
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2051
Interest
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address86 STATE ST, BRISTOL, RI 02809-2216
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002210-22
DateMay 9, 2023
Book Page2210/22
Instrument4784
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 1, 2048

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address86 STATE ST, BRISTOL, RI 02809-2216
Document Number1889-197
Instrument DateMar 31, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1889-197
DateApr 18, 2017
Book Page001889/000197
Lender
NameCITIZENS BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address86 STATE ST, BRISTOL, RI 02809-2216
Document Number1883-282
Book / Page001883 / 000282
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1883-282
DateFeb 28, 2017
Book Page001883/000282
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$9,383.00 (+0.22%)
2025$9,362.00 (+3.45%)$677,400 (-) Land $247,000 Building $430,400
2023$9,050.00 (+2.77%)$677,400 (-) Land $247,000 Building $430,400
2022$8,806.00$677,400 Land $247,000 Building $430,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies74 units insured
incl. 34 condo units
Nearby Flood Claims25 (1978–2021)
Claims Outside the SFHA3 of 25
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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