78 State St, Bristol, RI 02809 Property Records

Bristol Town property record for 78 State St, Bristol, RI 02809

Property Summary

Property Type	Duplex
Details	4 bd · 4.5 ba · 2,736 sqft · built 1840
Lot Size	0.067 acres (2,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (May 2022)
Tax Bill	$9,166 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-0099-47`

Property Details

APN / Parcel Number

Primary APN	`50-0099-47`
Alternative APNs	`BRIS M:14 L:20` `818`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	5,164 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,927 sqft (0.067 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	50-0099-47
Street Address	78 STATE ST
City	BRISTOL
State	RI
Zip	02809-2216
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	D
Legal Lot Number	20
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	4
Census Block	4015
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1602 DORR DR, ENID, OK 73703-5074
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Apr 24, 2020	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	20221675
Deed Book / Page	2173 / 321
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	May 20, 2022
Property Address	78 STATE ST, BRISTOL, RI 02809-2216
Document Number	002173-321
Book / Page	2173 / 321
Instrument Date	May 19, 2022
Instrument	1675
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000001676
Date	May 20, 2022
Instrument	1676

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Apr 24, 2020
Property Address	78 STATE ST, BRISTOL, RI 02809-2216
Document Number	2031-86
Book / Page	2031 / 86
Instrument Date	Apr 23, 2020
Instrument	5053
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 STATE ST, BRISTOL, RI 02809-2216

Mortgage

Document Number	5054
Date	Apr 24, 2020
Instrument	5054

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2031-86
Date	Apr 24, 2020
Book Page	2031/86
Instrument	5053

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,166.00 (+25.8%)
2025	$7,286.00 (+3.45%)	$527,200 (-) Land $187,000 Building $340,200
2023	$7,043.00 (+2.76%)	$527,200 (-) Land $187,000 Building $340,200
2022	$6,854.00	$527,200 Land $187,000 Building $340,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	74 units insured incl. 34 condo units
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 9 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

78 State St, Bristol, RI 02809 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on State St

Nearby Streets

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