98 State St, Bristol, RI 02809 Property Records

Bristol Town property record for 98 State St, Bristol, RI 02809

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 2.5 ba · 2,804 sqft · built 1802
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Mar 2021)
Tax Bill	$5,775 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-0082-35`

Property Details

APN / Parcel Number

Primary APN	`50-0082-35`
Alternative APNs	`BRIS M:14 L:14` `812`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,804 sqft Total Area
Gross Area	5,022 sqft
Basement Area	867 sqft
Unfinished Basement	867 sqft

Exterior

Year Built	Built 1802
Effective Year Built	Effective 1802
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-0082-35
Street Address	98 STATE ST
City	BRISTOL
State	RI
Zip	02809-2216
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	R-6
Legal Lot Number	14
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	4
Census Block	4015
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 STATE ST, BRISTOL, RI 02809-2216
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	202110215
Deed Book / Page	2100 / 192
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Mar 26, 2021
Property Address	98 STATE ST, BRISTOL, RI 02809-2216
Document Number	2100-192
Book / Page	2100 / 192
Instrument Date	Mar 26, 2021
Instrument	10215
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 STATE ST, BRISTOL, RI 02809-2216

Mortgage

Document Number	10216
Date	Mar 26, 2021
Instrument	10216

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,775.00 (+3.44%)	$417,900 (-) Land $142,300 Building $275,600
2023	$5,583.00 (+2.76%)	$417,900 (-) Land $142,300 Building $275,600
2022	$5,433.00	$417,900 Land $142,300 Building $275,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	74 units insured incl. 34 condo units
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 9 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20