86 Speen St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 86 Speen St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,313 sqft · built 1950
Lot Size	0.231 acres (10,058 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2010)
Tax Bill	$7,556 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-00000230`

Property Details

APN / Parcel Number

Primary APN	`49-00000230`
Alternative APN	`NATI M:00000049 P:00000230`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,313 sqft Living Area
1st Floor Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	250 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,058 sqft (0.231 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	49-00000230
Street Address	86 SPEEN ST
City	NATICK
State	MA
Zip	01760-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Subdivision	LAND NATICK
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	1
Census Block	1000
Census Tract	382601

Owner

86 Speen St is owned and occupied by two individuals who bought it in March 2010.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 SPEEN ST, NATICK, MA 01760-4105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2010 · Amount on File
Deed Sale	Mar 30, 2010 · Amount on File
Prior Sale	Dec 27, 2004 · Amount on File
Deed Document Number	201050518
Deed Book / Page	54474 / 101
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	86 SPEEN ST, NATICK, MA 01760-4105
Document Number	69198-139
Book / Page	069198 / 000139
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69198-139
Date	Apr 27, 2017
Book Page	069198/000139
Instrument	61382

Lender

Name	SOUTH MIDDLESEX OPTY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 86 Speen St was $7,556, up 3.8% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,556.00 (+3.82%)	$631,800 (+6.44%) Land $382,600 Building $249,200	$718,675
2024	$7,278.00 (+1.32%)	$593,600 (+4.45%) Land $360,100 Building $233,500
2023	$7,183.00	$568,300 Land $346,600 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Speen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Speen St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20