Middlesex County and Natick Town property record for 90 Speen St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,723 sqft · built 1880 |
| Lot Size | 0.264 acres (11,491 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $393,000 (Jul 2005) |
| Tax Bill | $8,799 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-00000231 |
| Primary APN | 49-00000231 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,723 sqft Living Area |
| 1st Floor Area | 550 sqft |
| Basement Area | 543 sqft |
| Unfinished Basement | 543 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,491 sqft (0.264 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 49-00000231 |
|---|---|
| Street Address | 90 SPEEN ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 382601 |
90 Speen St is owned and occupied by two individuals who bought it in July 2005.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 SPEEN ST, NATICK, MA 01760-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Oct 31, 2019 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Apr 26, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2005 · Amount on File |
| Deed Sale | Jul 20, 2005 · Amount on File |
| Prior Sale | Jun 20, 2003 · Amount on File |
| Deed Document Number | 2005153097 |
| Deed Book / Page | 45660 / 446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 90 SPEEN ST, NATICK, MA 01760-4105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079963-323 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 79963/323 |
| Instrument | 54539 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 90 SPEEN ST, NATICK, MA 01760-4105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76913-208 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 76913/208 |
| Instrument | 28953 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 90 SPEEN ST, NATICK, MA 01760-4105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 73562-517 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 73562/517 |
| Instrument | 168995 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 90 SPEEN ST, NATICK, MA 01760-4105 |
| Document Number | 69229-113 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2018 |
| Name | Verified Name |
|---|
| Document Number | 69229-113 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 069229/000113 |
| Instrument | 65092 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 2, 2047 |
The 2025 property tax bill for 90 Speen St was $8,799, up 3.9% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,799.00 (+3.9%) | $735,700 (+6.5%) Land $385,400 Building $350,300 | $776,055 |
| 2024 | $8,469.00 (+19.21%) | $690,800 (+22.92%) Land $362,700 Building $328,100 | |
| 2023 | $7,104.00 | $562,000 Land $348,800 Building $213,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Speen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 Speen St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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