St. Johns County property record for 86 Silver Fern Dr, Saint Augustine, FL 32086
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,354 sqft · built 2021 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,500 (Aug 2026) |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135831-0470 |
| Primary APN | 135831-0470 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,354 sqft Living Area |
| Gross Area | 1,572 sqft |
| 1st Floor Area | 623 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,613 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 218 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 61 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86 SILVER FERN DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-9060 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 99/69-73 ORCHARD PARK PHASE 1 LOT 47 OR5279/1957 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 02 |
| Legal Subdivision | ORCHARD PARK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21207 |
86 Silver Fern Dr, a townhouse, is owned and occupied by two individuals who bought it in August 2026.
Source: St. Johns County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 BELFORT CT, SAINT AUGUSTINE, FL 32092-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE OF AMERICA |
| Jun 1, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Deed Document Number | 202665883 |
| Deed Book / Page | 6412 / 1771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 3, 2026 |
| Property Address | 86 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0000065883 |
| Book / Page | 6412 / 1771 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202665883 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE OF AMERICA |
| Amount | Amount on Record |
|---|---|
| Tax | $178,517.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 BELFORT CT, SAINT AUGUSTINE, FL 32092-1351 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 1, 2021 |
| Property Address | 86 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0052791957 |
| Book / Page | 5279 / 1957 |
| Map Reference | MB 99 PG 69-73 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021061463 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,492.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 100, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Address | 86 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0052791959 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 5279/1959 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 86 Silver Fern Dr was $2,928 with a homeowner's exemption, up 13.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,416 (-4.31%) Land $56,800 Building $164,616 | $221,416 (-4.92%) Land $56,800 Building $164,616 | |
| 2025 | $2,928.00 (+13.53%) Homeowner's exemption | $231,391 | $232,877 Land $56,800 Building $176,077 |
| 2024 | $2,579.00 (+2.14%) | ||
| 2023 | $2,525.00 (+3.27%) Homeowner's exemption | $218,320 (+3%) | $225,431 (+6.35%) Land $44,800 Building $180,631 |
| 2022 | $2,445.00 Homeowner's exemption | $211,961 | $211,961 Land $44,800 Building $167,161 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Silver Fern Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Silver Fern Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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