St. Johns County property record for 92 Silver Fern Dr, Saint Augustine, FL 32086
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,259 sqft · built 2021 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,000 (Jul 2025) |
| Tax Bill | $3,332 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Sep 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135831-0450 |
| Primary APN | 135831-0450 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,259 sqft Living Area |
| Gross Area | 1,474 sqft |
| 1st Floor Area | 639 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,613 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 215 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 46 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 92 SILVER FERN DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-9060 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 99/69-73 ORCHARD PARK PHASE 1 LOT 45 OR6177/355 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 02 |
| Legal Subdivision | ORCHARD PARK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21207 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jul 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 28, 2021 | Intrafamily Transfer, Transfer |
| May 27, 2021 | Special Warranty Deed, Transfer · VA Mortgage KBHS HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 202552309 |
| Deed Book / Page | 6177 / 355 |
| Prior Transfer Date | Sep 27, 2021 |
| Prior Transfer Doc | 0053800989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 1, 2025 |
| Property Address | 92 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0061770355 |
| Book / Page | 6177 / 355 |
| Map Reference | MB 99 PG 69 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 2025052309 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 SILVER FERN DR, ST AUGUSTINE, FL 32086-9060 |
| Document Number | 0006177358 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 6177/358 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 28, 2021 |
| Property Address | 92 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0053800989 |
| Book / Page | 5380 / 989 |
| Map Reference | MB 99 PG 69-73 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021106140 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 27, 2021 |
| Property Address | 92 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0052761567 |
| Book / Page | 5276 / 1567 |
| Map Reference | MB 99 PG 69-73 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021060002 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,503.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 100, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Address | 92 SILVER FERN DR, ST AUGUSTINE, FL 32086-9060 |
| Document Number | 0052761571 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 5276/1571 |
| Instrument | 2021060005 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75039 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,582 (-4.52%) Land $56,800 Building $155,782 | $212,582 (-4.52%) Land $56,800 Building $155,782 | |
| 2025 | $3,332.00 (+61.36%) | $222,637 (+24.7%) | $222,637 (+3.61%) Land $56,800 Building $165,837 |
| 2024 | $2,065.00 (+2.23%) | ||
| 2023 | $2,020.00 (+3.54%) Homeowner's exemption | $178,533 (+3%) | $214,890 (+6.27%) Land $44,800 Building $170,090 |
| 2022 | $1,951.00 Homeowner's exemption | $173,333 | $202,207 Land $44,800 Building $157,407 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures