St. Johns County property record for 80 Silver Fern Dr, Saint Augustine, FL 32086
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,659 sqft · built 2021 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,438 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135831-0480 |
| Primary APN | 135831-0480 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,659 sqft Living Area |
| Gross Area | 1,882 sqft |
| 1st Floor Area | 807 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 223 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 56 sqft |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 80 SILVER FERN DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-9060 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 99/69-73 ORCHARD PARK PHASE 1 LOT 48 OR5277/1190 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 02 |
| Legal Subdivision | ORCHARD PARK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21207 |
80 Silver Fern Dr, a townhouse, is owned and occupied by an individual.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 80 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| May 28, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 11, 2026 |
| Property Address | 80 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0063610012 |
| Book / Page | 6361 / 12 |
| Instrument Date | May 4, 2026 |
| Instrument | 202640158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 80 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0000040158, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 6361/12 |
| Instrument | 202640158 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 28, 2021 |
| Property Address | 80 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0052771190 |
| Book / Page | 5277 / 1190 |
| Map Reference | MB 99 PG 69-73 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021060431 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,636.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 100, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Address | 80 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9060 |
| Document Number | 0052771192 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 5277/1192 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 80 Silver Fern Dr was $3,438 with a homeowner's exemption, up 12.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,973 (-5.68%) Land $56,800 Building $197,173 | $253,973 (-5.68%) Land $56,800 Building $197,173 | |
| 2025 | $3,438.00 (+12.94%) Homeowner's exemption | $269,261 | $269,261 Land $56,800 Building $212,461 |
| 2024 | $3,044.00 (+3.86%) | ||
| 2023 | $2,931.00 (+3.1%) Homeowner's exemption | $250,313 (+3%) | $258,997 (+6.57%) Land $44,800 Building $214,197 |
| 2022 | $2,843.00 Homeowner's exemption | $243,022 | $243,022 Land $44,800 Building $198,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 80 Silver Fern Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 80 Silver Fern Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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