86 Ranchetts Ln, Bigfork, MT 59911 Property Records

Flathead County property record for 86 Ranchetts Ln, Bigfork, MT 59911

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,056 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Jul 2018)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jan 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0769946`

Property Details

APN / Parcel Number

Primary APN	`R0769946`
Alternative APNs	`07-3835-04-1-05-01-0000` `0000501097`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	2,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000501097
Street Address	86 RANCHETTS LN
City	BIGFORK
State	MT
Zip	59911-6013
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RIVERS EDGE SUB, S04, T27 N, R20 W, LOT 002, RIVERS EDGE SUB LT 2
Legal Range	20W
Legal Township	27N
Legal Section	04
Legal Subdivision	RIVERS EDGE SUB
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3023
Census Tract	1306

Owner

Source: Flathead County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 RANCHETTS LN, BIGFORK, MT 59911-6013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Jul 16, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	201814525
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000015036
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 24, 2026
Property Address	86 RANCHETTS LN, BIGFORK, MT 59911-6013
Document Number	0000015036
Instrument Date	Jul 24, 2026
Instrument	202615036
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 RANCHETTS LN, BIGFORK, MT 59911-6013

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	86 RANCHETTS LN, BIGFORK, MT 59911-6013
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 RANCHETTS LN, BIGFORK, MT 59911-6013

Mortgage

Document Number	202600000077
Date	Jan 2, 2026
Instrument	202600000077

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	86 RANCHETTS LN, BIGFORK, MT 59911-6013
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004369
Date	Mar 8, 2019
Instrument	201900004369

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	LAKESIDE, MT 59922

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 16, 2018
Property Address	86 RANCHETTS LN, BIGFORK, MT 59911-6013
Document Number	201800014525
Instrument Date	Jul 16, 2018
Instrument	201800014525
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 RANCHETTS LN, BIGFORK, MT 59911-6013

Mortgage

Document Number	201800014526
Date	Jul 16, 2018
Instrument	201800014526

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Creston Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,406.00 (-39.73%)	$732,200 (+19.8%)	$732,200 (+19.8%) Land $176,500 Building $555,700
2023	$3,992.00	$611,200	$611,200 Land $124,300 Building $486,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	40 / 5

May also be available: AT&T, Bullitt Communications, MontanaSky Networks.

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