86 Pine St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 86 Pine St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,599 sqft · built 2000
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (Sep 1999)
Tax Bill	$8,552 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00154-0000-00031-01`

Property Details

APN / Parcel Number

Primary APN	`06-00154-0000-00031-01`
Alternative APNs	`06001540000000310001` `S001`

Interior

Building Area	1,599 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	S001
Street Address	86 PINE ST
City	BRIDGEWATER
State	NJ
Zip	08807-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	REVISION/PORDONS SEC 01 & 01A
Legal Block	154
Legal Lot Number	31.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1004
Census Tract	50701

Owner

Source: Somerset County and Bridgewater Township records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 PINE ST, BRIDGEWATER, NJ 08807-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Sep 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 1999 · Amount on Record
Deed Sale	Sep 24, 1999 · Amount on Record
Deed Book / Page	2258 / 658
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Sep 18, 2026
Property Address	86 PINE ST, BRIDGEWATER, NJ 08807-2717
Document Number	0000026738
Book / Page	7703 / 3468
Instrument Date	Sep 14, 2026
Instrument	202626738
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PINE ST, BRIDGEWATER, NJ 08807-2717

Mortgage

Document Number	0000026738,
Date	Sep 18, 2026
Book Page	7703/3468
Instrument	202626738

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	86 PINE ST, BRIDGEWATER, NJ 08807-2717
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039788
Date	Sep 21, 2022
Book Page	7470/2998
Instrument	2022039788

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2052

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,600 (+12.79%) Land $185,300 Building $304,300	$489,600 (+12.79%) Land $185,300 Building $304,300
2025	$8,552.00 (+0.36%)	$434,100 (+11.02%) Land $160,300 Building $273,800	$434,100 (+11.02%) Land $160,300 Building $273,800
2024	$8,521.00 (+13.89%)
2023		$391,000 Land $160,300 Building $230,700	$391,000 Land $160,300 Building $230,700
2022	$7,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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