88 Pine St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 88 Pine St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,058 sqft · built 1960
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00154-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`06-00154-0000-00032`
Alternative APNs	`060015400032` `S001`

Interior

Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Account Number	S001
Street Address	88 PINE ST
City	BRIDGEWATER
State	NJ
Zip	08807-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	SOMERVILLE REALTY CORP
Legal Block	154
Legal Lot Number	32
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1004
Census Tract	50701

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 PINE ST, BRIDGEWATER, NJ 08807-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 20, 2013
Transfer Doc	0000001150
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Jul 23, 2026
Property Address	88 PINE ST, BRIDGEWATER, NJ 08807-2717
Document Number	0000020753
Book / Page	7693 / 1826
Instrument Date	Jul 18, 2026
Instrument	202620753
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 PINE ST, BRIDGEWATER, NJ 08807-2717

Mortgage

Document Number	0000020753,
Date	Jul 23, 2026
Book Page	7693/1826
Instrument	202620753

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	88 PINE ST, BRIDGEWATER, NJ 08807-2717
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007326
Date	Mar 17, 2026
Book Page	7670/2977
Instrument	2026007326

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	88 PINE ST, BRIDGEWATER, NJ 08807-2717
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	NOT AVAILABLE, STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026274
Date	Apr 23, 2021
Book Page	7335/1187
Instrument	2021026274

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	88 PINE ST, BRIDGEWATER, NJ 08807-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011327
Date	Mar 20, 2017
Book Page	6947/3451
Instrument	2017011327

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,500 (+11.19%) Land $195,600 Building $198,900	$394,500 (+11.19%) Land $195,600 Building $198,900
2025	$6,990.00 (+5.07%)	$354,800 (+17.83%) Land $170,600 Building $184,200	$354,800 (+17.83%) Land $170,600 Building $184,200
2024	$6,653.00 (+18.04%)
2023		$301,100 Land $170,600 Building $130,500	$301,100 Land $170,600 Building $130,500
2022	$5,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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