81 Pine St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 81 Pine St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,236 sqft · built 1986
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jun 2026)
Tax Bill	$8,093 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-00144-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`06-00144-0000-00006`
Alternative APNs	`060014400006` `S001`

Interior

Building Area	2,236 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Location & Zoning

Account Number	S001
Street Address	81 PINE ST
City	BRIDGEWATER
State	NJ
Zip	08807-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	NEW JERSEY SOMERVILLE REALTY C
Legal Block	144
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1005
Census Tract	50701

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 PINE ST, BRIDGEWATER, NJ 08807-2749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Bargain and Sale Deed, Transfer DO NO USE, CLOSEPOINT
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 13, 2017	Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Document Number	202616301
Deed Book / Page	7686 / 96
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 10, 2026
Property Address	81 PINE ST, BRIDGEWATER, NJ 08807-2749
Document Number	0000016301
Book / Page	7686 / 96
Instrument Date	May 21, 2026
Instrument	202616301
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	DO NO USE, CLOSEPOINT

Transaction

Amount	Amount Recorded
Tax	$71,710.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 PINE ST, BRIDGEWATER, NJ 08807-2749

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	81 PINE ST, BRIDGEWATER, NJ 08807-2749
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 PINE ST, BRIDGEWATER, NJ 08807-2749

Mortgage

Document Number	0000069835
Date	Dec 1, 2021
Book Page	7405/3493
Instrument	2021069835

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	81 PINE ST, BRIDGEWATER, NJ 08807-2749
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028124
Date	Jul 2, 2020
Book Page	7224/1908
Instrument	2020028124

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	81 PINE ST, BRIDGEWATER, NJ 08807-2749
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039040
Date	Oct 15, 2019
Book Page	7158/3589
Instrument	2019039040

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 13, 2017
Property Address	81 PINE ST, BRIDGEWATER, NJ 08807-2749
Document Number	0000002185
Book / Page	6935 / 0985
Map Reference	MAP56-C
Instrument Date	Dec 9, 2016
Instrument	2017002185
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PINE ST, BRIDGEWATER, NJ 08807-2719

Mortgage

Document Number	0000002186
Date	Jan 13, 2017
Instrument	2017002186

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,500 (+18.43%) Land $188,800 Building $297,700	$486,500 (+18.43%) Land $188,800 Building $297,700
2025	$8,093.00 (+0.29%)	$410,800 (+10.46%) Land $163,800 Building $247,000	$410,800 (+10.46%) Land $163,800 Building $247,000
2024	$8,070.00 (+12.96%)
2023		$371,900 (+9.93%) Land $163,800 Building $208,100	$371,900 (+9.93%) Land $163,800 Building $208,100
2022	$7,144.00 (+0.95%)	$338,300 Land $158,800 Building $179,500	$338,300 Land $158,800 Building $179,500
2021	$7,077.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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