53 Lost Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 53 Lost Lake Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,376 sqft · built 2017
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$319,990 (Sep 2017)
Tax Bill$4,237 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN185889-1050

Property Details

APN / Parcel Number

Primary APN185889-1050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,376 sqft Living Area
Gross Area2,927 sqft
1st Floor Area2,376 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area551 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area150 sqft
Patio Area663 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address53 LOST LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description84/1-13 LAKEWOOD POINTE LOT 5 OR4438/1460
Legal Range30E
Legal Township09S
Legal Section04
Legal SubdivisionLAKEWOOD POINTE
Legal Block1
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3001
Census Tract21209

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address53 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 5, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 7, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Sep 25, 2017Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2017 · Amount on Record
Deed SaleSep 25, 2017 · Amount on Record
Deed Document Number201765043
Deed Book / Page4438 / 1460
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address53 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951

Mortgage

Document Number0053371762
DateAug 6, 2021
Book Page5337/1762
Instrument2021087368
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address53 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951

Mortgage

Document Number0055521064
DateMay 5, 2022
Book Page5552/1064
Instrument2022046114
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address53 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050110116
DateAug 7, 2020
Book Page5011/116
Instrument2020065452
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 25, 2017
Property Address53 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
Document Number0044381460
Book / Page4438 / 1460
Map ReferenceMB84 PG1-13
Instrument DateSep 22, 2017
Instrument2017065043
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951

Mortgage

Document Number2017065044
DateSep 25, 2017
Instrument2017065044
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,425 (+2.7%)$474,734 (-1.07%) Land $100,800 Building $373,934
2025$4,237.00 (+12.6%) Homeowner's exemption$328,554 (+2.9%)$479,853 (-0.86%) Land $100,800 Building $379,053
2024$3,763.00 (+2.01%) Homeowner's exemption$319,294 (+3%)$484,038 (+2.05%) Land $100,800 Building $383,238
2023$3,689.00 (+2.93%) Homeowner's exemption$309,994 (+3%)$474,310 (+6.83%) Land $100,800 Building $373,510
2022$3,584.00 Homeowner's exemption$300,965$443,974 Land $100,800 Building $343,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies429 units insured
incl. 284 condo units
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA3 of 20
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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