86 Frontier St, Coto De Caza (Trabuco Canyon), CA 92679 Property Records

Orange County property record for 86 Frontier St, Coto De Caza, CA 92679

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,421 sqft · built 1997
Lot Size	0.119 acres (5,194 sqft)
Owner	2 Individual Names on Record
Last Sale	$752,000 (Jun 2017)
Tax Bill	$8,870 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`779-091-05`

Property Details

APN / Parcel Number

Primary APN	`779-091-05`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,421 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	5,194 sqft (0.119 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	86 FRONTIER ST
City	TRABUCO CANYON
State	CA
Zip	92679-5347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14959 BLK LOT 46
Legal Subdivision	TRACT NO 14959
Legal Tract	14959
Legal Lot Number	46
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1000
Census Tract	32045

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 FRONTIER ST, TRABUCO CANYON, CA 92679-5347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHLAND CU
Jun 12, 2017	Grant Deed, Transfer · ARM TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	Oct 19, 2001 · Amount on Record
Deed Document Number	2017238902
Last Transfer Date	Jan 25, 2021
Transfer Doc	0000066111
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 29, 2021
Property Address	86 FRONTIER ST, COTO DE CAZA, CA 92679-5347
Document Number	0000066111
Map Reference	MB 726 PG 22-27
Instrument Date	Jan 25, 2021
Instrument	2021000066111
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	86 FRONTIER ST, TRABUCO CANYON, CA 92679-5347

Mortgage

Document Number	0000066112
Date	Jan 29, 2021
Instrument	2021000066112

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	86 FRONTIER ST, COTO DE CAZA, CA 92679-5347
Document Number	0000286028
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	86 FRONTIER ST TRABUCO CANYON CA 926795347, TRABUCO CANYON, CA 92679-5347

Mortgage

Document Number	0000286028
Date	Aug 6, 2018
Instrument	286028

Lender

Name	SOUTHLAND CU
Type	Credit Union
Address	LOS ALAMITOS, CA 90720-1303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2043

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 12, 2017
Property Address	86 FRONTIER ST, COTO DE CAZA, CA 92679-5347
Document Number	0000238902
Map Reference	MB 756 PG 22-27
Instrument Date	Mar 22, 2017
Instrument	2017000238902
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 FRONTIER ST, TRABUCO CANYON, CA 92679-5347

Mortgage

Document Number	, 2017000238903
Date	Jun 12, 2017
Instrument	2017000238903

Lender

Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Mortgage

Document Number	0000238904
Date	Jun 12, 2017
Instrument	2017000238904

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,211 (+2%) Land $635,258 Building $254,953
2025	$8,870.00 (+4.32%)	$872,756 (+4.04%) Land $622,802 Building $249,954
2023	$8,503.00 (+1.99%)	$838,867 Land $598,618 Building $240,249
2022	$8,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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