Monroe County property record for 86 Cunningham Ln, Big Pine Key, FL 33043 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,949 sqft Living Area |
| Lot Size | 20,400 sqft (0.468 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2016) |
| Tax Bill | $3,928.00 (2025) |
| Primary APN | 00247450-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,949 sqft Living Area |
| Gross Area | 2,409 sqft Gross Area |
| 1st Floor | 1,949 sqft 1st Floor |
| Basement Area | 176 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 20,400 sqft (0.468 acres) |
| Depth X Width | 85 ft x 120 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Pool Area | 406 sqft Pool |
|---|---|
| Deck Area | 869 sqft Deck |
| Patio Area | 69 sqft Patio |
| Porch Area | 1,184 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1317071 |
|---|---|
| Street Address | 86 CUNNINGHAM LN |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4835 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LTS 16-17-18-19 ROGER LOWES SUB PB1-102 BIG PINE KEY PB5-597 OR81-124 OR295-59 OR751-1436 OR762-130 OR792-1388 OR794-1187 OR796-1967 OR820-998 OR864-2259 OR866-1097 OR876-903 OR2294-582 OR2697-2336 OR2792-742 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | ROGER LOWES SUBD |
| Legal Block | 5 |
| Legal Lot Number | 16-17 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | LOWER KEYS |
| Census Blockgroup | 1 |
| Census Block | 1054 |
| Census Tract | 971401 |
Source: Monroe County records · APN 00247450-000000
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 184 FARMINGTON RD, ROCHESTER, NH 03867-4352 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2016 · Amount on Record |
| Deed Sale | Apr 18, 2016 · Amount on Record |
| Prior Sale | Aug 07, 2014 |
| Deed Doc Number | 20162072141 |
| Deed Book / Page | 2792 / 742 |
| Record Refreshed | Sep 20, 2026 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,928.00 (+5.2%) Homeowner's exemption | $393,866 (+5.99%) | $628,408 (+7.87%) Land $341,700 Building $286,708 |
| 2024 | $3,734.00 (+4.86%) | ||
| 2023 | $3,561.00 (+2.71%) Homeowner's exemption | $371,618 (+3%) | $582,548 (+13.65%) Land $322,907 Building $259,641 |
| 2022 | $3,467.00 Homeowner's exemption | $360,795 | $512,594 Land $249,441 Building $263,153 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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