73 Cunningham Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 73 Cunningham Ln, Big Pine Key, FL 33043 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 2005
Square Footage	780 sqft Living Area
Lot Size	3,640 sqft (0.083 acres)
Occupancy	Owner Occupied
Tax Bill	$2,549.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00250860-000000`
Alternative APNs	`26662900250860000000` `1322644`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	780 sqft Living Area
1st Floor	780 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Plywood Flooring
Interior Structure	Masonry Interior Structure

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Exterior Material	Metal Exterior
Construction Type	Wood Construction
Foundation Type	Block Foundation
Roof Construction	Flat Roof Construction
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	3,640 sqft (0.083 acres)
Depth X Width	70 ft x 52 ft Depth x Width
Fence	Fence

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Account Number	1322644
Old Parcel Number	26662900250860000000
Street Address	73 CUNNINGHAM LN
City	BIG PINE KEY
State	FL
Zip	33043-4827
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 2 LT 5 PINE HAMMOCK PB3-163 BIG PINE KEY OR283-418/19 OR1189-1364 OR1952-1815 OR2435-1525/26 OR3136-2089 OR3231-1124
Legal Range	29E
Legal Township	66S
Legal Section	26
Legal Subdivision	PINE HAMMOCK
Legal Block	2
Legal Lot Number	5
Jurisdiction	MONROE FL
Minor Civil Division	LOWER KEYS
Census Blockgroup	1
Census Block	1030
Census Tract	971401

Owner

Source: Monroe County records · APN 00250860-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	73 CUNNINGHAM LN, BIG PINE KEY, FL 33043-4827
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2023
Deed Sale	Jun 01, 2023
Deed Doc Number	0031321124
Deed Book / Page	3136 / 2089
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	2347944
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 10, 2021
Property Address	73 CUNNINGHAM LN, BIG PINE KEY, FL 33043-4827
Document Number	0031362089
Book / Page	3136 / 2089
Map Reference	MB 3 PG 163
Instrument Date	Oct 08, 2021
Instrument	2347944
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	NOT AVAILABLE, ELITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5110 SW 92ND TER, 5110, COOPER CITY, FL 33328-4219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	73 CUNNINGHAM LN, BIG PINE KEY, FL 33043-4827

Mortgage

Document Number	31362091
Date	Nov 10, 2021
Instrument	3136/2091

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 01, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,477 (+24.56%) Land $170,734 Building $32,743	$203,477 (+24.56%) Land $170,734 Building $32,743
2024	$2,549.00 (+18.61%)
2023	$2,149.00 (+2.72%)	$163,351 (+3.77%) Land $131,186 Building $32,165	$163,351 (+3.77%) Land $131,186 Building $32,165
2022	$2,092.00	$157,410 Land $123,469 Building $33,941	$157,410 Land $123,469 Building $33,941

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.