Monroe County property record for 25 Cunningham Ln, Big Pine Key, FL 33043 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2014 |
| Square Footage | 900 sqft Living Area |
| Lot Size | 7,193 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2019) |
| Tax Bill | $2,939.00 (2024) |
| Primary APN | 00250820-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 900 sqft Living Area |
| 1st Floor | 900 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,193 sqft (0.165 acres) |
| Depth X Width | 70 ft x 52 ft Depth x Width |
| Fence | Fence |
|---|---|
| Deck Area | 1,360 sqft Deck |
| Patio Area | 1,360 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 177 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1322601 |
|---|---|
| Old Parcel Number | 26662900250820000000 |
| Street Address | 25 CUNNINGHAM LN |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4827 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 2 LTS 1-2 PINE HAMMOCK PB3-163 BIG PINE KEY OR518-1091 OR724-400 OR1003-1997 OR1951-894/95R/S OR2962-428 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | PINE HAMMOCK |
| Legal Block | 2 |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | LOWER KEYS |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 971401 |
Source: Monroe County records · APN 00250820-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 25 CUNNINGHAM LN, BIG PINE KEY, FL 33043-4827 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 03, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2019 · Amount on Record |
| Deed Sale | May 03, 2019 · Amount on Record |
| Prior Sale | Nov 17, 2003 · Amount on Record |
| Deed Doc Number | 2218312 |
| Deed Book / Page | 2962 / 0428 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 25 CUNNINGHAM LN, BIG PINE KEY, FL 33043-4827 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 25 CUNNINGHAM LN, BIG PINE KEY, FL 33043-4827 |
| Document Number | 0031171772 |
|---|---|
| Date | Aug 04, 2021 |
| Book Page | 3117/1772 |
| Instrument | 2333687 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 03, 2019 |
| Property Address | 25 CUNNINGHAM LN, BIG PINE KEY, FL 33043-4827 |
| Document Number | 0029620428 |
| Book / Page | 2962 / 0428 |
| Map Reference | MB 3 PG 163 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2218312 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | TRUE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 431329, BIG PINE KEY, FL 33043-1329 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 25 CUNNINGHAM LN, BIG PINE KEY, FL 33043-4827 |
| Document Number | 0029620430 |
|---|---|
| Date | May 03, 2019 |
| Book Page | 2962/0430 |
| Instrument | 2218313 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296,770 (+5.99%) | $439,429 (+7.58%) Land $192,920 Building $246,509 | |
| 2024 | $2,939.00 (+5.53%) | ||
| 2023 | $2,785.00 (+2.69%) Homeowner's exemption | $280,007 (+3%) | $408,476 (+10.13%) Land $182,310 Building $226,166 |
| 2022 | $2,712.00 Homeowner's exemption | $271,852 | $370,887 Land $140,832 Building $230,055 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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