86 5th St, Cramerton, NC 28032 Property Records

Gaston County property record for 86 5th St, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,214 sqft · built 1900
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Aug 2022)
Tax Bill$3,205 (2026)
Deeds & MortgagesOct 2022 Line of Credit
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN16003A08500

Property Details

APN / Parcel Number

Primary APN16003A08500
Alternative APNs
  • 1673661
  • 195824

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,214 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,841 sqft (0.18 acres)
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address86 5TH ST
CityCRAMERTON
StateNC
Zip28032-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBURLINGTON /CRAMERTON BLK 5 L 19 16 003A 085 00 000
Legal SubdivisionCRAMERTON DIVISION OF
Legal Block5
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1045
Census Tract32202

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address86 5TH ST, CRAMERTON, NC 28032-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Aug 10, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleAug 24, 2016 · Amount on Record
Deed Book / Page5356 / 2457
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address86 5TH ST, CRAMERTON, NC 28032-1520
Transaction TypeMortgage
Record UpdatedDec 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 5TH ST, CRAMERTON, NC 28032-1520

Mortgage

Document Number0053741575
DateOct 31, 2022
Book Page5374/1575
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29423
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 10, 2022
Property Address86 5TH ST, CRAMERTON, NC 28032-1520
Document Number0053562457
Book / Page5356 / 2457
Map ReferenceMB 8 PG 32
Instrument DateAug 10, 2022
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

AmountAmount Recorded
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address164 BERTON ST, 164, BOONE, NC 28607-6027

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 5TH ST, CRAMERTON, NC 28032-1520

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,205.00 (-2.47%)$311,470 (-) Land $24,000 Building $287,470
2023$3,286.00$311,470 Land $24,000 Building $287,470
2021$141,340 Land $18,000 Building $123,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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