82 5th St, Cramerton, NC 28032 Property Records

Gaston County property record for 82 5th St, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,114 sqft · built 1900
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Mar 2014)
Tax Bill$1,859 (2026)
Deeds & MortgagesAug 2022 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN16003A08300

Property Details

APN / Parcel Number

Primary APN16003A08300
Alternative APN
  • 195822

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,114 sqft Heated Area
FlooringWood
Interior WallsPlywood

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Exterior MaterialConcrete Block
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area5,227 sqft (0.12 acres)
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address82 5TH ST
CityCRAMERTON
StateNC
Zip28032-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBURLINGTON /CRAMERTON BLK 5 L 21 16 003A 083 00 000
Legal SubdivisionCRAMERTON DIVISION OF BURLINGTON MILLS
Legal Block5
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1035
Census Tract32202

Owner

82 5th St is owned and occupied by an individual who bought it in March 2014.

Source: Gaston County records, as of August 31, 2026

Owner of RecordIndividual Name on File
Mailing Address82 5TH ST, CRAMERTON, NC 28032-1510
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 12, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2014 · Amount on File
Deed SaleMar 11, 2014 · Amount on File
Prior SaleFeb 8, 2013 · Amount on File
Deed Book / Page4720 / 835
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address82 5TH ST, CRAMERTON, NC 28032-1510
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 5TH ST, CRAMERTON, NC 28032-1510

Mortgage

Document Number0053570815
DateAug 12, 2022
Book Page5357/815
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueDec 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address82 5TH ST, CRAMERTON, NC 28032-1510
Document Number0050670217
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 5TH ST CRAMERTON NC 280321510, CRAMERTON, NC 28032-1510

Mortgage

Document Number0050670217
DateSep 12, 2019
Book Page005067/000217
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term180 Months
DueSep 11, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 82 5th St was $1,859.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,859.00$180,750 Land $24,000 Building $156,750
2023$1,906.00$180,750 Land $24,000 Building $156,750
2021$106,270 Land $18,000 Building $88,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 5th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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