84 5th St, Cramerton, NC 28032 Property Records

Gaston County property record for 84 5th St, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,154 sqft · built 1900
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Jan 2024)
Tax Bill$2,354 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16003A08400

Property Details

APN / Parcel Number

Primary APN16003A08400
Alternative APN
  • 195823

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,154 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area5,663 sqft (0.13 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address84 5TH ST
CityCRAMERTON
StateNC
Zip28032-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBURLINGTON /CRAMERTON BLK 5 L 20 16 003A 084 00 000
Legal Block5
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1035
Census Tract32202

Owner

Source: Gaston County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address84 5TH ST, CRAMERTON, NC 28032-1510
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Sep 6, 2018Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleSep 6, 2018 · Amount on Record
Prior Transfer DateOct 20, 2008
Prior Transfer Doc0044350367
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJan 31, 2024
Property Address84 5TH ST, CRAMERTON, NC 28032-1510
Document Number0054580056
Book / Page5458 / 56
Map ReferenceMB 8 PG 32
Instrument DateJan 31, 2024
Transaction TypeTransfer
Record UpdatedMar 1, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31 2ND ST, CRAMERTON, NC 28032-1503

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 5TH ST, CRAMERTON, NC 28032-1510

Mortgage

Document Number0000545858
DateJan 31, 2024
Instrument5458/58
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateSep 6, 2018
Property Address84 5TH ST, CRAMERTON, NC 28032-1510
Document Number0049981710
Book / Page4998 / 1710
Map ReferenceMB 8 PG 32
Instrument DateAug 28, 2018
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyINVESTORS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1465 MILLERSVILLE PIKED, 1465, LANCASTER, PA 17603

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 5TH ST, CRAMERTON, NC 28032-1510

Mortgage

Document Number49981714
DateSep 6, 2018
Instrument4998/1714
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,354.00 (-2.49%)$228,580 (-0.12%) Land $24,000 Building $204,580
2023$2,414.00$228,860 Land $24,000 Building $204,860
2021$138,660 Land $18,000 Building $120,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number